12 CFR 34.222 — Quality control standards for automated valuation models

avm-12cfr-34-222

Full verbatim text of 12 CFR 34.222 (interagency AVM quality control standards, OCC adoption at 12 CFR part 34, subpart G). Captures the chapeau requiring mortgage originators and secondary market issuers to adopt and maintain policies, practices, procedures, and control systems for AVMs used in credit decisions or covered securitization determinations, plus each of the five enumerated quality-control factors (a)-(e). Text captured section-by-section from the eCFR XML snapshot of 12 CFR part 34.

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Verbatim regulatory text (6)

Verbatim provisions from 12 CFR 34.222 — Quality control standards for automated valuation models — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR 34.222 — Quality control standards

§ 34.222 Quality control standards. Mortgage originators and secondary market issuers that engage in credit decisions or covered securitization determinations themselves, or through or in cooperation with a third-party or affiliate, must adopt and maintain policies, practices, procedures, and control systems to ensure that automated valuation models used in these transactions adhere to quality control standards designed to:

Source: 12 CFR 34.222 — Quality control standards for automated valuation models — Quality control standards (chapeau) · source URL · snapshot f88d3c52bf0f7716

12 CFR 34.222 — Quality control standards(a)

(a) Ensure a high level of confidence in the estimates produced;

Source: 12 CFR 34.222 — Quality control standards for automated valuation models — Quality control standards (chapeau) · source URL · snapshot f88d3c52bf0f7716

12 CFR 34.222 — Quality control standards(b)

(b) Protect against the manipulation of data;

Source: 12 CFR 34.222 — Quality control standards for automated valuation models — Quality control standards (chapeau) · source URL · snapshot f88d3c52bf0f7716

12 CFR 34.222 — Quality control standards(c)

(c) Seek to avoid conflicts of interest;

Source: 12 CFR 34.222 — Quality control standards for automated valuation models — Quality control standards (chapeau) · source URL · snapshot f88d3c52bf0f7716

12 CFR 34.222 — Quality control standards(d)

(d) Require random sample testing and reviews; and

Source: 12 CFR 34.222 — Quality control standards for automated valuation models — Quality control standards (chapeau) · source URL · snapshot f88d3c52bf0f7716

12 CFR 34.222 — Quality control standards(e)

(e) Comply with applicable nondiscrimination laws.

Source: 12 CFR 34.222 — Quality control standards for automated valuation models — Quality control standards (chapeau) · source URL · snapshot f88d3c52bf0f7716

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Source of record: https://claudeforcompliance.com/regs/avm-12cfr-34-222/ · register avm-12cfr-34-222 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.