31 CFR §1010.306 — Filing of reports (CTR/currency reports)

Name: 31 CFR §1010.306 — Filing of reports (CTR/currency reports) — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

bsa-31cfr-1010-306

BSA filing timing and retention rule under 31 CFR §1010.306.

This register: .xlsx .csv

source:
  type: regulation
  id: bsa-31cfr-1010.306
  authority: 31 CFR §1010.306 — Filing of reports (CTR/currency reports)
  description: |
    BSA filing timing and retention rule under 31 CFR §1010.306.
obligations:
  - id: bsa-31cfr-1010.306-a
    canonical_id: bsa-31cfr-1010.306-a
    section: 31 CFR §1010.306(a)
    description: '(a): (a)(1) A report required by § 1010.311 or § 1021.311, shall be filed by the financial institution within 15 days following the day on which the reportable transaction occurred. (2) A copy of each report filed pursuant to §§ 1010.311, 1010.313, 1020.315, 1021.311 and 1021.313, shall be retained by th…'
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    tags:
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      - section-complete
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    primary_source:
      tier: 1
      authority: 31 CFR §1010.306(a)
      source_class: fincen
      source_url: https://www.ecfr.gov/current/title-31/section-1010.306
      snapshot_id: 6f647a82e835e723
      fetched_at: '2026-09-26T20:26:22Z'
      content_hash: sha256:c802cbdb734a5c16c4d0a808cfaddb4e7f0b3ac0fdb1fe70e6877407c823906e
      paragraph_quote: (a)(1) A report required by § 1010.311 or § 1021.311, shall be filed by the financial institution within 15 days following the day on which the reportable transaction occurred. (2) A copy of each report filed pursuant to §§ 1010.311, 1010.313, 1020.315, 1021.311 and 1021.313, shall be retained by the financial institution for a period of five years from the date of the report. (3) All reports required to be filed by §§ 1010.311, 1010.313, 1020.315, 1021.311 and 1021.313, shall be filed with FinCEN, unless otherwise specified.
      drafter_attestation: 'Verbatim 31 CFR §1010.306(a) from eCFR snapshot 6f647a82e835e723 (versioner full-XML API, title 31 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot 79fd1d0d6a885ac3) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'
  - id: bsa-31cfr-1010.306-b
    canonical_id: bsa-31cfr-1010.306-b
    section: 31 CFR §1010.306(b)
    description: '(b): (b)(1) A report required by § 1010.340(a) shall be filed at the time of entry into the United States or at the time of departure, mailing or shipping from the United States, unless otherwise specified by the Commissioner of Customs and Border Protection. (2) A report required by § 1010.340(b) shall…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
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    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - section-complete
      - cfpb-regulation
    primary_source:
      tier: 1
      authority: 31 CFR §1010.306(b)
      source_class: fincen
      source_url: https://www.ecfr.gov/current/title-31/section-1010.306
      snapshot_id: 6f647a82e835e723
      fetched_at: '2026-09-26T20:26:22Z'
      content_hash: sha256:c802cbdb734a5c16c4d0a808cfaddb4e7f0b3ac0fdb1fe70e6877407c823906e
      paragraph_quote: '(b)(1) A report required by § 1010.340(a) shall be filed at the time of entry into the United States or at the time of departure, mailing or shipping from the United States, unless otherwise specified by the Commissioner of Customs and Border Protection. (2) A report required by § 1010.340(b) shall be filed within 15 days after receipt of the currency or other monetary instruments. (3) All reports required by § 1010.340 shall be filed with the Customs officer in charge at any port of entry or departure, or as otherwise specified by the Commissioner of Customs and Border Protection. Reports required by § 1010.340(a) for currency or other monetary instruments not physically accompanying a person entering or departing from the United States, may be filed by mail on or before the date of entry, departure, mailing or shipping. All reports required by § 1010.340(b) may also be filed by mail. Reports filed by mail shall be addressed to the Commissioner of Customs and Border Protection, Attention: Currency Transportation Reports, Washington, DC 20229.'
      drafter_attestation: 'Verbatim 31 CFR §1010.306(b) from eCFR snapshot 6f647a82e835e723 (versioner full-XML API, title 31 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot 79fd1d0d6a885ac3) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'
  - id: bsa-31cfr-1010.306-c
    canonical_id: bsa-31cfr-1010.306-c
    section: 31 CFR §1010.306(c)
    description: '(c): (c) Reports required to be filed by § 1010.350 shall be filed with FinCEN on or before June 30 of each calendar year with respect to foreign financial accounts exceeding $10,000 maintained during the previous calendar year.'
    type: do
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    file_review: ''
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    feeds: []
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    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - section-complete
      - cfpb-regulation
    primary_source:
      tier: 1
      authority: 31 CFR §1010.306(c)
      source_class: fincen
      source_url: https://www.ecfr.gov/current/title-31/section-1010.306
      snapshot_id: 6f647a82e835e723
      fetched_at: '2026-09-26T20:26:22Z'
      content_hash: sha256:c802cbdb734a5c16c4d0a808cfaddb4e7f0b3ac0fdb1fe70e6877407c823906e
      paragraph_quote: (c) Reports required to be filed by § 1010.350 shall be filed with FinCEN on or before June 30 of each calendar year with respect to foreign financial accounts exceeding $10,000 maintained during the previous calendar year.
      drafter_attestation: 'Verbatim 31 CFR §1010.306(c) from eCFR snapshot 6f647a82e835e723 (versioner full-XML API, title 31 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot 79fd1d0d6a885ac3) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'
  - id: bsa-31cfr-1010.306-d
    canonical_id: bsa-31cfr-1010.306-d
    section: 31 CFR §1010.306(d)
    description: '(d): (d) Reports required by § 1010.311, § 1010.313, § 1010.340, § 1010.350, § 1020.315, § 1021.311 or § 1021.313 of this chapter shall be filed on forms prescribed by the Secretary. All information called for in such forms shall be furnished.'
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    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - section-complete
      - cfpb-regulation
    primary_source:
      tier: 1
      authority: 31 CFR §1010.306(d)
      source_class: fincen
      source_url: https://www.ecfr.gov/current/title-31/section-1010.306
      snapshot_id: 6f647a82e835e723
      fetched_at: '2026-09-26T20:26:22Z'
      content_hash: sha256:c802cbdb734a5c16c4d0a808cfaddb4e7f0b3ac0fdb1fe70e6877407c823906e
      paragraph_quote: (d) Reports required by § 1010.311, § 1010.313, § 1010.340, § 1010.350, § 1020.315, § 1021.311 or § 1021.313 of this chapter shall be filed on forms prescribed by the Secretary. All information called for in such forms shall be furnished.
      drafter_attestation: 'Verbatim 31 CFR §1010.306(d) from eCFR snapshot 6f647a82e835e723 (versioner full-XML API, title 31 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot 79fd1d0d6a885ac3) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'
  - id: bsa-31cfr-1010.306-e
    canonical_id: bsa-31cfr-1010.306-e
    section: 31 CFR §1010.306(e)
    description: '(e): (e) Forms to be used in making the reports required by § 1010.311, § 1010.313, § 1010.350, § 1020.315, § 1021.311 or § 1021.313 of this chapter may be obtained from BSA E-Filing System. Forms to be used in making the reports required by § 1010.340 may be obtained from the U.S. Customs and Border Pro…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - section-complete
      - cfpb-regulation
    primary_source:
      tier: 1
      authority: 31 CFR §1010.306(e)
      source_class: fincen
      source_url: https://www.ecfr.gov/current/title-31/section-1010.306
      snapshot_id: 6f647a82e835e723
      fetched_at: '2026-09-26T20:26:22Z'
      content_hash: sha256:c802cbdb734a5c16c4d0a808cfaddb4e7f0b3ac0fdb1fe70e6877407c823906e
      paragraph_quote: (e) Forms to be used in making the reports required by § 1010.311, § 1010.313, § 1010.350, § 1020.315, § 1021.311 or § 1021.313 of this chapter may be obtained from BSA E-Filing System. Forms to be used in making the reports required by § 1010.340 may be obtained from the U.S. Customs and Border Protection or FinCEN.
      drafter_attestation: 'Verbatim 31 CFR §1010.306(e) from eCFR snapshot 6f647a82e835e723 (versioner full-XML API, title 31 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot 79fd1d0d6a885ac3) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'

Verbatim regulatory text (5)

Verbatim provisions from 31 CFR §1010.306 — Filing of reports (CTR/currency reports) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

31 CFR §1010.306(a)

(a)(1) A report required by § 1010.311 or § 1021.311, shall be filed by the financial institution within 15 days following the day on which the reportable transaction occurred. (2) A copy of each report filed pursuant to §§ 1010.311, 1010.313, 1020.315, 1021.311 and 1021.313, shall be retained by the financial institution for a period of five years from the date of the report. (3) All reports required to be filed by §§ 1010.311, 1010.313, 1020.315, 1021.311 and 1021.313, shall be filed with FinCEN, unless otherwise specified.

Source: 31 CFR §1010.306(a) · source URL · snapshot 6f647a82e835e723

31 CFR §1010.306(b)

(b)(1) A report required by § 1010.340(a) shall be filed at the time of entry into the United States or at the time of departure, mailing or shipping from the United States, unless otherwise specified by the Commissioner of Customs and Border Protection. (2) A report required by § 1010.340(b) shall be filed within 15 days after receipt of the currency or other monetary instruments. (3) All reports required by § 1010.340 shall be filed with the Customs officer in charge at any port of entry or departure, or as otherwise specified by the Commissioner of Customs and Border Protection. Reports required by § 1010.340(a) for currency or other monetary instruments not physically accompanying a person entering or departing from the United States, may be filed by mail on or before the date of entry, departure, mailing or shipping. All reports required by § 1010.340(b) may also be filed by mail. Reports filed by mail shall be addressed to the Commissioner of Customs and Border Protection, Attention: Currency Transportation Reports, Washington, DC 20229.

Source: 31 CFR §1010.306(b) · source URL · snapshot 6f647a82e835e723

31 CFR §1010.306(c)

(c) Reports required to be filed by § 1010.350 shall be filed with FinCEN on or before June 30 of each calendar year with respect to foreign financial accounts exceeding $10,000 maintained during the previous calendar year.

Source: 31 CFR §1010.306(c) · source URL · snapshot 6f647a82e835e723

31 CFR §1010.306(d)

(d) Reports required by § 1010.311, § 1010.313, § 1010.340, § 1010.350, § 1020.315, § 1021.311 or § 1021.313 of this chapter shall be filed on forms prescribed by the Secretary. All information called for in such forms shall be furnished.

Source: 31 CFR §1010.306(d) · source URL · snapshot 6f647a82e835e723

31 CFR §1010.306(e)

(e) Forms to be used in making the reports required by § 1010.311, § 1010.313, § 1010.350, § 1020.315, § 1021.311 or § 1021.313 of this chapter may be obtained from BSA E-Filing System. Forms to be used in making the reports required by § 1010.340 may be obtained from the U.S. Customs and Border Protection or FinCEN.

Source: 31 CFR §1010.306(e) · source URL · snapshot 6f647a82e835e723

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Source of record: https://claudeforcompliance.com/regs/bsa-31cfr-1010-306/ · register bsa-31cfr-1010-306 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.