ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a — Definitions; rules of construction

ecoa-15usc-1691a

ECOA (Equal Credit Opportunity Act, 15 U.S.C.), §1691a Definitions; rules of construction. Captured section-complete from uscode.house.gov (verbatim).

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Verbatim regulatory text (8)

Verbatim provisions from ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a — Definitions; rules of construction — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1691a(a)

(a) The definitions and rules of construction set forth in this section are applicable for the purposes of this subchapter.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a(b)

(b) The term “applicant” means any person who applies to a creditor directly for an extension, renewal, or continuation of credit, or applies to a creditor indirectly by use of an existing credit plan for an amount exceeding a previously established credit limit.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a(c)

(c) The term “Bureau” means the Bureau of Consumer Financial Protection.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a(d)

(d) The term “credit” means the right granted by a creditor to a debtor to defer payment of debt or to incur debts and defer its payment or to purchase property or services and defer payment therefor.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a(e)

(e) The term “creditor” means any person who regularly extends, renews, or continues credit; any person who regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who participates in the decision to extend, renew, or continue credit.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a(f)

(f) The term “person” means a natural person, a corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a(g)

(g) Any reference to any requirement imposed under this subchapter or any provision thereof includes reference to the regulations of the Bureau under this subchapter or the provision thereof in question.

Source: ECOA (Equal Credit Opportunity Act, 15 U.S.C.) § 1691a · source URL · snapshot 262e3e340d74d91e

15 U.S.C. §1691a note — source credit and editorial notes (not statute text)

(Pub. L. 90–321, title VII, § 702, as added Pub. L. 93–495, title V, § 503, Oct. 28, 1974, 88 Stat. 1522; amended Pub. L. 111–203, title X, § 1085(1), (2), July 21, 2010, 124 Stat. 2083.)

Source: 15 U.S.C. §1691a note — source credit and editorial notes (not statute text) · source URL · snapshot 262e3e340d74d91e

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Source of record: https://claudeforcompliance.com/regs/ecoa-15usc-1691a/ · register ecoa-15usc-1691a · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.