FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b — Acquisition of location information

fdcpa-15usc-1692b

FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692b Acquisition of location information. Captured section-complete from Cornell LII (verbatim).

Get this register: .xlsx .csv More bundles →

source:
  type: regulation
  id: fdcpa-15usc-1692b
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b — Acquisition of location information
  description: |
    FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692b Acquisition of location information. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: fdcpa-15usc-1692b-full
    canonical_id: fdcpa-15usc-1692b-full
    section: 15 U.S.C. §1692b
    description: 'Acquisition of location information: Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall— (1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identif…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1692b
      snapshot_id: 8f9e510b4ba1f1ff
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:390ccbdd51b4019a67d69600efde348880ae9b5af982fa562dd30e87e4e81dd4
      paragraph_quote: Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall— (1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer; (2) not state that such consumer owes any debt; (3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information ; (4) not communicate by post card; (5) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and (6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to communication from the debt collector. ( Pub. L. 90–321, title VIII, § 804 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 876 .)
      drafter_attestation: Verbatim slice of 15 U.S.C. §1692b from Cornell LII snapshot 8f9e510b4ba1f1ff; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b — Acquisition of location information — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1692b

Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall— (1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer; (2) not state that such consumer owes any debt; (3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information ; (4) not communicate by post card; (5) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and (6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to communication from the debt collector. ( Pub. L. 90–321, title VIII, § 804 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 876 .)

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b · source URL · snapshot 8f9e510b4ba1f1ff