FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692n — Relation to State laws

fdcpa-15usc-1692n

FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692n Relation to State laws. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: fdcpa-15usc-1692n
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692n — Relation to State laws
  description: |
    FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692n Relation to State laws. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: fdcpa-15usc-1692n-full
    canonical_id: fdcpa-15usc-1692n-full
    section: 15 U.S.C. §1692n
    description: 'Relation to State laws: This subchapter does not annul, alter, or affect, or exempt any person subject to the provisions of this subchapter from complying with the laws of any State with respect to debt collection practices, except to the extent that those laws are inconsistent with any provision of this subchapter, and th…'
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    tags:
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      - gap-fill
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      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692n
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1692n
      snapshot_id: 3ddf7b3ce2304695
      fetched_at: '2026-06-18T00:00:00+00:00'
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      paragraph_quote: This subchapter does not annul, alter, or affect, or exempt any person subject to the provisions of this subchapter from complying with the laws of any State with respect to debt collection practices, except to the extent that those laws are inconsistent with any provision of this subchapter, and then only to the extent of the inconsistency. For purposes of this section, a State law is not inconsistent with this subchapter if the protection such law affords any consumer is greater than the protection provided by this subchapter. ( Pub. L. 90–321, title VIII, § 816 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 883 .)
      drafter_attestation: Verbatim slice of 15 U.S.C. §1692n from Cornell LII snapshot 3ddf7b3ce2304695; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692n — Relation to State laws — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1692n

This subchapter does not annul, alter, or affect, or exempt any person subject to the provisions of this subchapter from complying with the laws of any State with respect to debt collection practices, except to the extent that those laws are inconsistent with any provision of this subchapter, and then only to the extent of the inconsistency. For purposes of this section, a State law is not inconsistent with this subchapter if the protection such law affords any consumer is greater than the protection provided by this subchapter. ( Pub. L. 90–321, title VIII, § 816 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 883 .)

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692n · source URL · snapshot 3ddf7b3ce2304695