42 USC § 3605 — Discrimination in residential real estate-related transactions

fha-42usc-3605

Fair Housing Act §3605 — the lender-direct anti-discrimination prohibition. Bars discrimination by any entity whose business includes residential real estate-related transactions — explicitly including the making or purchasing of mortgage loans, financial assistance secured by residential real estate, brokering, and appraising. This is the operative Fair Housing Act provision binding [LENDER] in mortgage origination, secondary-market purchase, and appraisal-related conduct.

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Verbatim regulatory text (4)

Verbatim provisions from 42 USC § 3605 — Discrimination in residential real estate-related transactions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

42 U.S.C. §3605(a)

(a) In general It shall be unlawful for any person or other entity whose business includes engaging in residential real estate-related transactions to discriminate against any person in making available such a transaction, or in the terms or conditions of such a transaction, because of race, color, religion, sex, handicap, familial status, or national origin.

Source: 42 U.S.C. §3605(a) · source URL · snapshot 0c8298598af8a8d5

42 U.S.C. §3605(b)

(b) “Residential real estate-related transaction” definedAs used in this section, the term “residential real estate-related transaction” means any of the following: (1) The making or purchasing of loans or providing other financial assistance— (A) for purchasing, constructing, improving, repairing, or maintaining a dwelling; or (B) secured by residential real estate. (2) The selling, brokering, or appraising of residential real property.

Source: 42 U.S.C. §3605(b) · source URL · snapshot 0c8298598af8a8d5

42 U.S.C. §3605(c)

(c) Appraisal exemption Nothing in this subchapter prohibits a person engaged in the business of furnishing appraisals of real property to take into consideration factors other than race, color, religion, national origin, sex, handicap, or familial status.

Source: 42 U.S.C. §3605(c) · source URL · snapshot 0c8298598af8a8d5

42 U.S.C. §3605 note — source credit and editorial notes (not statute text)

(Pub. L. 90–284, title VIII, § 805, Apr. 11, 1968, 82 Stat. 83; Pub. L. 93–383, title VIII, § 808(b)(2), Aug. 22, 1974, 88 Stat. 729; Pub. L. 100–430, § 6(c), Sept. 13, 1988, 102 Stat. 1622.)

Source: 42 U.S.C. §3605 note — source credit and editorial notes (not statute text) · source URL · snapshot 0c8298598af8a8d5

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Source of record: https://claudeforcompliance.com/regs/fha-42usc-3605/ · register fha-42usc-3605 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.