Freddie Mac Single-Family Seller/Servicer Guide 4101.6 — Signatures required

fhlmc-4101-6

Freddie Mac Single-Family Seller/Servicer Guide Section 4101.6 — Signatures required.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4101.6 — Signatures required — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4101.6 — Signatures required

Effective 2025-07-02 · Freddie Mac's stamp for this section

The Security Instrument must be signed by all individuals with an ownership interest in the Mortgaged Premises. (See Exhibit 5A, Authorized Changes to Notes, Riders, Security Instruments, and Form 65, Uniform Residential Loan Application, for permissible changes to the Fannie Mae/Freddie Mac Uniform Instruments.) The Security Instrument must also be signed by each individual whose signature is necessary under the applicable statutory or decisional law of the State to create a valid lien, pass clear title, waive inchoate rights to property or assign earnings. The Note or applicable assumption agreement must be signed by any individual whose income or financial strength is needed to meet the Freddie Mac credit underwriting guidelines. If the Mortgage is delivered as an owner-occupied Mortgage, the Note must be signed by an Owner-Occupant. Note: Refer to Section 5103.5(e) for information on signatures required and forms of signature if a Borrower is a Living Trust and Section 5103.6(b) for a Land Trust Mortgage.

Source: Freddie Mac Single-Family Seller/Servicer Guide 4101.6 — Signatures required · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4101-6/ · register fhlmc-4101-6 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.