Freddie Mac Single-Family Seller/Servicer Guide 4201.3 — Amortization and term
Freddie Mac Single-Family Seller/Servicer Guide Section 4201.3 — Amortization and term.
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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4201.3 — Amortization and term — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 4201.3 — Amortization and term
This section contains requirements related to: ■ Amortization ■ Term (a) Amortization The Note must provide for full amortization by maturity through regular monthly payments. Amortization must begin no later than 62 days after final disbursement of the Mortgage proceeds. (b) Term The original term of all Mortgages delivered to Freddie Mac must not exceed 30 years from the date that is one month before the first payment Due Date. For Construction to Permanent Mortgages or Renovation Mortgages, the Due Date is the first payment due on the Permanent Financing. For each program listed below, the original term of the Mortgage must comply with the following requirements: Minimum and maximum term requirements by program Program Minimum original term from the date that is one month before the first payment Due Date Maximum original term from the date that is one month before the first payment Due Date 10-year program Greater than 84 months 10 years Minimum and maximum term requirements by program Program Minimum original term from the date that is one month before the first payment Due Date Maximum original term from the date that is one month before the first payment Due Date 15-year program Greater than 84 months 15 years 20-year program Greater than 15 years 20 years 30-year program Greater than 15 years 30 years
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Source of record: https://claudeforcompliance.com/regs/fhlmc-4201-3/
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