FHLMC Single-Family Seller/Servicer Guide Chapter 4204 — Secondary Financing and Other Financing Arrangements

fhlmc-4204

FHLMC Single-Family Guide §4204.1 governs Mortgages with secondary financing (subordinate liens, HELOCs, EAH Benefits, Affordable Seconds carve-out): disclosure to appraiser and MI; prohibition on sharing LTV-target information with the appraiser; no-equity- sharing rule (except Affordable Seconds); 5-year minimum amortization, maturity, and call-provision rules for new secondary financing; regular-monthly-payment-covering-interest rule; subordination-evidence requirement for existing secondary financing. Fills FHLMC Selling Guide Chapter 4204 gap.

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Verbatim regulatory text (1)

Verbatim provisions from FHLMC Single-Family Seller/Servicer Guide Chapter 4204 — Secondary Financing and Other Financing Arrangements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide Chapter 4204 — chapter heading (the requirements are in Sections 4204.1–4204.4)

Chapter 4204: Secondary Financing and Other Financing Arrangements

Source: Freddie Mac Single-Family Seller/Servicer Guide Chapter 4204 · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4204/ · register fhlmc-4204 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.