Freddie Mac Single-Family Seller/Servicer Guide 4501.3 — Eligible property and appraisal requirements for Home Possible® Mortgages

fhlmc-4501-3

Freddie Mac Single-Family Seller/Servicer Guide section 4501.3 — Eligible property and appraisal requirements for Home Possible® Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4501.3 — Eligible property and appraisal requirements for Home Possible® Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4501.3 — Eligible property and appraisal requirements for Home Possible® Mortgages

Effective 2026-02-04 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ Eligible property ■ Appraisal requirements (a) Eligible property A Home Possible® Mortgage must be secured by a 1- to 4-unit Primary Residence. Home Possible Mortgages secured by Manufactured Homes must comply with all requirements of Chapter 5703 and this chapter. Mortgages secured by a CHOICEHome® Manufactured Home must comply with the requirements of Section 5703.12 and this chapter. Home Possible Mortgages may be secured by a Cooperative Unit if permitted under the Seller’s Purchase Documents and must comply with the requirements of Chapter 5705. (b) Appraisal requirements The Seller must obtain an appraisal that meets the property eligibility and appraisal requirements of Topic 5600 unless the Last Feedback Certificate includes an automated collateral evaluation (ACE) offer stating that the Mortgage is eligible for collateral representation and warranty relief with ACE or ACE+ PDR and the Seller has accepted the offer. Note: See Section 5602.3 for more information on ACE or Section 5602.4 for ACE+ PDR.

Source: Freddie Mac Single-Family Seller/Servicer Guide 4501.3 — Eligible property and appraisal requirements for Home Possible® Mortgages · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4501-3/ · register fhlmc-4501-3 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.