Freddie Mac Single-Family Seller/Servicer Guide 4502.3 — Eligible and ineligible Community Land Trust Mortgages

fhlmc-4502-3

Freddie Mac Single-Family Seller/Servicer Guide section 4502.3 — Eligible and ineligible Community Land Trust Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim regulatory text (1)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4502.3 — Eligible and ineligible Community Land Trust Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4502.3 — Eligible and ineligible Community Land Trust Mortgages

Effective 2026-07-01 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ Eligible Mortgages ■ Ineligible Mortgages (a) Eligible Mortgages Community Land Trust Mortgages eligible for purchase include: ■ First Lien conventional fixed-rate Mortgages ■ Condominium Unit Mortgages secured by a Detached Condominium Unit ■ Condominium Unit Mortgages not secured by a Detached Condominium Unit, with prior written approval ■ Community Land Trust Mortgages where the Community Land Trust, as a subsidy provider, is also the property seller. The Community Land Trust is not considered an interested party, and the requirements for interested party contributions in Section 5501.6 do not apply. ■ Mortgages with Affordable Seconds provided by a Community Land Trust that meets the requirements of Section 4204.2(a)(i)(A) (b) Ineligible Mortgages Mortgages with the following characteristics are not eligible for purchase as Community Land Trust Mortgages: ■ Cooperative Share Loans ■ Construction to Permanent Mortgages ■ Financed Permanent Buydown Mortgages ■ Freddie Mac Enhanced Relief Refinance® Mortgages ■ Government Mortgages ■ HeritageOne® Mortgages ■ Mortgages secured by Manufactured Homes unless the Manufactured Home is a CHOICEHome® ■ Renovation Mortgages ■ Seller-Owned Converted Mortgages ■ Seller-Owned Modified Mortgages

Source: Freddie Mac Single-Family Seller/Servicer Guide 4502.3 — Eligible and ineligible Community Land Trust Mortgages · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4502-3/ · register fhlmc-4502-3 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.