Freddie Mac Single-Family Seller/Servicer Guide 4702.5 — Special title insurance requirements for Texas Equity Section 50(a)(6) Mortgages

fhlmc-4702-5

Freddie Mac Single-Family Seller/Servicer Guide section 4702.5 — Special title insurance requirements for Texas Equity Section 50(a)(6) Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4702.5 — Special title insurance requirements for Texas Equity Section 50(a)(6) Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4702.5 — Special title insurance requirements for Texas Equity Section 50(a)(6) Mortgages

Effective 2025-04-02 · Freddie Mac's stamp for this section

Texas Equity Section 50(a)(6) Mortgages must be covered by a title insurance policy meeting the requirements of Chapter 4702 with the endorsements described below: ■ An Equity Loan Mortgage Endorsement (Form T-42). The Form T-42 endorsement must include the optional coverage provided by paragraph 2(f) of the endorsement, and there must not be any exceptions to, or deletions of, paragraphs 2(a) through 2(e) of the Form T-42 endorsement. ■ A Supplemental Coverage Equity Loan Mortgage Endorsement (Form T 42.1). There must not be any exceptions to, or deletions of, paragraphs 1(a) through 1(k) of the Form T-42.1 endorsement or any subsequent subparagraphs added to Paragraph 1 by any revision of the Form T 42.1 approved by the Texas Insurance Commission. ■ Any other endorsement that provides additional optional mortgagee coverage that is approved by the State of Texas Insurance Commission. The endorsement must be obtained by the Seller for Texas Equity Section 50(a)(6) Mortgages originated on and after the date the endorsement becomes legally available. There must be no exceptions to, or deletions of, any paragraphs providing additional coverage in any such endorsement.

Source: Freddie Mac Single-Family Seller/Servicer Guide 4702.5 — Special title insurance requirements for Texas Equity Section 50(a)(6) Mortgages · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4702-5/ · register fhlmc-4702-5 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.