Freddie Mac Single-Family Seller/Servicer Guide 5301.2 — General requirements for all stable monthly asset qualification sources
Freddie Mac Single-Family Seller/Servicer Guide section 5301.2 — General requirements for all stable monthly asset qualification sources. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 5301.2 — General requirements for all stable monthly asset qualification sources — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 5301.2 — General requirements for all stable monthly asset qualification sources
Refer to Bulletin 2026-10, which announced updates related to accumulated assets as income. Sellers may implement the new requirements prior to the mandatory February 3, 2027 version of this section. Asset qualification sources that meet the requirements of Topic 5300, including Chapter 5307, may also be used to qualify the Borrower for the Mortgage. For each asset qualification source, the Seller must determine that both the source of the asset and the amount of the asset source used to qualify the Borrower are reasonable and stable. The asset qualification sources used to qualify the Borrower and the documentation in the Mortgage file must be evaluated for stable monthly asset qualification requirements. Asset qualification sources that do not meet these requirements or are not calculated correctly may invalidate the Loan Product Advisor® Risk Class on the Feedback Certificate. Mortgage file documentation: All documentation used to establish stable monthly asset qualification must be retained in the Mortgage file.
Freddie Mac Single-Family Seller/Servicer Guide 5301.2 — General requirements for all stable monthly asset qualification sources — PENDING VERSION, takes effect 2027-02-03
Not yet in force. This is the pending version of the section, which takes effect 2027-02-03. The other version on this page governs until then.
Accumulated assets as income may be used to qualify the Borrower for the Mortgage provided the requirements in Section 5307.1 are met. Accumulated assets as income that do not meet these requirements or are not calculated correctly may invalidate the Loan Product Advisor® Risk Class on the Feedback Certificate.
Get this regulation in your AI window
Bulletins replace Guide sections, and the old text stays widely quoted. An assistant will answer from a version a later Bulletin already retired.Put the verbatim text and its effective date in front of your assistant, instead of whatever it remembers.
Open in Claude Open in ChatGPT
Open in Claude shows the one-time setup: paste one address, no account with us. Open in ChatGPT asks ChatGPT about this page, with no setup. Either way it’s free.
Get notified if this rule changes
One email when Freddie Mac Single-Family Seller/Servicer Guide 5301.2 — General requirements for all stable monthly asset qualification sources changes: what changed, the new verbatim text, and the effective date. Nothing else.
Double opt-in: we send a confirmation link first. Following one section does not subscribe you to anything else. Privacy.
Source of record: https://claudeforcompliance.com/regs/fhlmc-5301-2/
· register fhlmc-5301-2 · verbatim, source-snapshotted regulator text from the
Claude for Compliance corpus. To work from every register at once, download the corpus
and follow the methodology.