Freddie Mac Single-Family Seller/Servicer Guide 5706.6 — Title issues and lien requirements relating to Manufactured Homes on leasehold estates

fhlmc-5706-6

Freddie Mac Single-Family Seller/Servicer Guide section 5706.6 — Title issues and lien requirements relating to Manufactured Homes on leasehold estates. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 5706.6 — Title issues and lien requirements relating to Manufactured Homes on leasehold estates — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 5706.6 — Title issues and lien requirements relating to Manufactured Homes on leasehold estates

Effective 2025-06-04 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ State permits surrender of certificate of title ■ Title insurance (a) State permits surrender of certificate of title A Manufactured Home on a leasehold estate must be located in a State that permits surrender of a certificate of title, regardless of whether the land on which the Manufactured Home is located is owned by the owner of the Manufactured Housing. (b) Title insurance In addition to the requirements in Section 5703.4(e), the American Land Title Association (ALTA) Form 13.1 endorsement must be attached to the title insurance policy. The title insurance policy must include the Manufactured Home as part of the lessee’s leasehold improvements and must include the value of the lessee’s leasehold improvements, including the Manufactured Home, in the insured estate. All requirements necessary to obtain title insurance, including ALTA Form 13.1 and Form 7 endorsements, must be satisfied, including any requirements necessary to ensure the leasehold transaction, such as a recordation of the lease or a short form lease that incorporates the various provisions of the unrecorded lease. An attorney opinion of title letter is not acceptable in lieu of a title insurance policy.

Source: Freddie Mac Single-Family Seller/Servicer Guide 5706.6 — Title issues and lien requirements relating to Manufactured Homes on leasehold estates · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-5706-6/ · register fhlmc-5706-6 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.