Freddie Mac Single-Family Seller/Servicer Guide 6102.4 — Servicing options and remittance cycle for ARM Cash Contracts

fhlmc-6102-4

Freddie Mac Single-Family Seller/Servicer Guide section 6102.4 — Servicing options and remittance cycle for ARM Cash Contracts. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 6102.4 — Servicing options and remittance cycle for ARM Cash Contracts — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 6102.4 — Servicing options and remittance cycle for ARM Cash Contracts

Effective 2025-10-01 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ Servicing options for ARM Cash ■ Remittance cycle and Servicing Spreads for ARM Cash Contracts (a) Servicing options for ARM Cash Subject to approval and conditions set by Freddie Mac, Sellers may sell ARMs under ARM Cash using the following Servicing options: ■ Servicing retained: The Seller sells the Mortgage to Freddie Mac and agrees to service the Mortgages in accordance with the Guide and applicable Purchase Documents ■ Concurrent Transfer of Servicing: The Seller sells the Mortgage to Freddie Mac and agrees to service the Mortgages in accordance with the Guide and applicable Purchase Documents and concurrently engages in a Transfer of Servicing initiated by a Seller to a Transferee Servicer with the purchase of the Mortgage and the Transfer of Servicing occurring on the Settlement Date. The Servicer selected by the Seller must be a Freddie Mac-approved Servicer eligible to service the particular Mortgage, and Freddie Mac must approve the Transfer of Servicing in accordance with Chapter 7101. See Section 6302.51 for additional information regarding delivery requirements for Mortgages sold servicing-released under Mandatory Cash Contracts or Best Efforts Contracts. (b) Remittance cycle and Servicing Spreads for ARM Cash Contracts (i) Remittance cycle The Standard Remittance Cycle applies to Mortgages sold under ARM Cash Contracts. (ii) Minimum Contract Servicing Spreads The Servicing Spread applicable to any individual Mortgage delivered pursuant to a specific Purchase Contract may be greater than or equal to, but not less than, the Minimum Contract Servicing Spread selected by the Seller for that specific Purchase Contract. The Minimum Contract Servicing Spread is referred to in Loan Selling Advisor® as servicing fee rate. The Minimum Contract Servicing Spread is selected by the Seller when taking out a Purchase Contract and is applicable to all the Mortgages delivered pursuant to that specific Purchase Contract. The Minimum Contract Servicing Spread must be equal to or greater than the Minimum Servicing Spread. When entering into an ARM Cash Contract, the Seller must select a Minimum Contract Servicing Spread for the contract that is no less than 0.250% and no greater than 0.375%. Freddie Mac will use the Minimum Contract Servicing Spread selected by the Seller to establish the acceptable Servicing Spread for ARMs allocated to the contract (Loan Level Tolerance).

Source: Freddie Mac Single-Family Seller/Servicer Guide 6102.4 — Servicing options and remittance cycle for ARM Cash Contracts · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-6102-4/ · register fhlmc-6102-4 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.