Freddie Mac Single-Family Seller/Servicer Guide 6204.4 — Remittance cycle and Servicing Spreads for

fhlmc-6204-4

Freddie Mac Single-Family Seller/Servicer Guide section 6204.4 — Remittance cycle and Servicing Spreads for. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 6204.4 — Remittance cycle and Servicing Spreads for — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 6204.4 — Remittance cycle and Servicing Spreads for

Mortgages sold through Loan Selling Advisor® under the WAC ARM Guarantor program (12/03/25) This section contains requirements related to: ■ Remittance cycle ■ Servicing Spread Information and requirements relating to the remittance cycle and Servicing Spreads applicable to Mortgages sold under the WAC ARM Guarantor program are those set forth in Chapter 6201 as amended or supplemented by this chapter or Loan Selling Advisor®. (a) Remittance cycle The Standard Remittance Cycle applies to Mortgages sold under a WAC ARM Guarantor Contract. (b) Servicing Spreads (i) Servicing Spread requirements In Loan Selling Advisor, Minimum Required Servicing Spread means Minimum Contract Servicing Spread as that term is defined in the Guide. The Minimum Contract Servicing Spread for each ARM in a WAC ARM Guarantor Contract must be at least 0.250% and: ■ May not exceed 2.00% ■ For ARMs with lender-paid mortgage insurance that have annual or monthly renewal premiums, include the amount necessary to pay the mortgage insurance premium when due (ii) Servicing Spread selection For ARMs sold under the WAC ARM Guarantor program, the Seller selects three discrete Minimum Contract Servicing Spreads: ■ Minimum coupon servicing spread ■ Minimum margin servicing spread ■ Minimum lifetime ceiling servicing spread Subject to the requirements of Section 6201.4(b)(iii), the Seller may select the same or a different value for any of the three discrete Minimum Contract Servicing Spreads. When the Seller selects a different value for any of the three discrete Minimum Contract Servicing Spreads, the affected ARMs are referred to as having variable servicing spreads.

Source: Freddie Mac Single-Family Seller/Servicer Guide 6204.4 — Remittance cycle and Servicing Spreads for · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-6204-4/ · register fhlmc-6204-4 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.