Freddie Mac Single-Family Seller/Servicer Guide 6205.3 — Purchase and pooling requirements and providing data for Mortgages sold through Loan

Freddie Mac Single-Family Seller/Servicer Guide 6205.3 — Purchase and pooling requirements and providing data for Mortgages sold through Loan

Selling Advisor® under the MultiLender Swap program and wire transfer instructions for UMBS® and MBS (12/17/25) This section contains information related to: ■ Purchase and pooling requirements for Mortgages sold through Loan Selling Advisor® under the MultiLender Swap program ■ Providing data for Mortgages sold through Loan Selling Advisor under the MultiLender Swap program ■ Wire transfer instructions/delivery of UMBS® and MBS for Mortgages sold through Loan Selling Advisor under the MultiLender Swap program (a) Purchase and pooling requirements for Mortgages sold through Loan Selling Advisor under the MultiLender Swap program Under the MultiLender Swap program, Freddie Mac will purchase conventional fixed-rate Mortgages that have a Note Rate (as adjusted for buyup or buydown and including any annual or monthly lender-paid mortgage insurance premium) within the specified posted Note Rate range for that program. Mortgages sold under the MultiLender Swap program must have Note Rates at least 0.250% above the Security Coupon (or Coupon) but no greater than 1.125% above the Security Coupon. Refer to Chapter 6202 for pooling requirements for fixed-rate Mortgages under the MultiLender Swap program. Under the MultiLender Swap program, the minimum dollar amount for a commitment is $1,000. Unless specified otherwise in this chapter, the provisions set forth in Chapter 6201 regarding the MultiLender Swap program and the applicable provisions set forth in Chapter 6202 regarding Freddie Mac swap disclosure and pooling requirements for fixed-rate Mortgages apply to Mortgages sold to Freddie Mac under the MultiLender Swap program (b) Providing data for Mortgages sold through Loan Selling Advisor under the MultiLender Swap program The Seller must provide the data for all loans sold under the MultiLender Swap program by: ■ Importing the required data into Loan Selling Advisor ■ Importing the relevant Loan Prospector® data, based on the Key Number, into Loan Selling Advisor, or ■ Manually entering the loan data for each Mortgage into Loan Selling Advisor The Seller must then allocate those loans to a MultiLender Swap Contract. Loan Selling Advisor will automatically assign Freddie Mac loan numbers to Mortgages sold under the MultiLender Swap program. (c) Wire transfer instructions/delivery of UMBS and MBS for Mortgages sold through Loan Selling Advisor under the MultiLender Swap program (i) Wire instructions management The Seller must assign and manage its wire instructions for Mortgages sold under the MultiLender Swap program through Loan Selling Advisor. (A) Employee designation requirements Pursuant to Section 2403.2(b), the Seller must provide information to Freddie Mac regarding authorized Loan Selling Advisor users and their designated user roles. Any employee or employees designated to perform the Setup Manager Role on the Seller’s behalf must be designated by the Seller as one of the employees authorized to provide Freddie Mac with instructions (or modify instructions) to transfer funds or securities on the Seller’s behalf in connection with the sale of Mortgages to Freddie Mac. This designation must be documented using the following forms, as applicable: ■ Form 988SF, Certificate of Incumbency for a Bank, Savings Bank, Savings and Loan Association, Credit Union, Corporation or Limited Liability Company, or ■ Form 989SF, Certificate of Incumbency for Limited Partnerships See Section 2201.1 for additional information regarding certificate of incumbency requirements. (B) Timing for wire instructions In order for the MultiLender Swap Contract to enter the Settlement Cycle, wiring instructions must be completed in Loan Selling Advisor no later than 8:00 p.m. Eastern time on the Final Delivery Date. If changes need to be made to the wire instructions, the Seller must provide the revised wire transfer instructions in Loan Selling Advisor no later than 8:00 p.m. Eastern time on the last Business Day before the Settlement Date. (ii) Delivery of Pledged Mortgages In addition, if Pledged Mortgages are allocated to a contract, the Warehouse Lender must submit Form 996E, Warehouse Provider Release and Transfer, through Loan Selling Advisor by no later than 8:00 p.m. Eastern time on the Final Delivery Date. However, the Seller may revise and resubmit the Form 996E by 12:30 p.m. Eastern time on the last Business Day before the Settlement Date, if the wire instructions change. (iii) Accuracy of information The Seller is responsible for the accuracy of information provided to Freddie Mac, including, but not limited to, the security wire instructions it transmits electronically through any mode of transmission (see Section 6201.3(b)). In addition, Freddie Mac shall not be liable for errors in the delivery of UMBS or MBS, provided that Freddie Mac delivered the UMBS or MBS pursuant to information (provided by the Seller) that was not modified in accordance with the requirements of the Purchase Document.

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