Freddie Mac Single-Family Seller/Servicer Guide 6302.13 — Special delivery requirements for Section 184 Native American Mortgages

Freddie Mac Single-Family Seller/Servicer Guide 6302.13 — Special delivery requirements for Section 184 Native American Mortgages

Effective 2025-10-01 · Freddie Mac's stamp for this section

■ General requirements ■ Data delivery instructions ■ Delivery programs ■ Pooling requirements for MBS (a) General requirements See Section 4205.3 for special eligibility requirements for Section 184 Native American Mortgages. See Exhibit 17S, Available Mortgage Products, for more information about eligibility requirements for Section 184 Native American Mortgages. (b) Data delivery instructions For Section 184 Native American Mortgages, the Seller must not deliver mortgage insurance ULDD Data Points. (i) All Section 184 Native American Mortgages For Section 184 Native American Mortgages with no special characteristics, the Seller must deliver the following ULDD Data Points: Loan Data Required for Section 184 Native American Mortgages Sort ID ULDD Data Point Valid Value Notes LOAN – Closing → Product Details 317/318 Mortgage Type/Mortgage Type Other Description Other – Public And Indian Housing Loan Data Required for Section 184 Native American Mortgages Sort ID ULDD Data Point Valid Value Notes (In Loan Selling Advisor®, this appears as “Mortgage Type.”) 198 Section Of Act Type 184 (ii) Section 184 Native American Mortgages with special characteristics For Section 184 Native American Mortgages with the indicated property characteristics, the Seller must deliver the following ULDD Data Points: Loan Data Required for Section 184 Native American Mortgages If Applicable Sort ID ULDD Data Point Valid Value Notes PROPERTY → Property Details 63 Property Estate Type Leasehold Enter this value if the subject property is located on tribal trust land. LOAN – Current → Product Details 368 Investor Feature Identifier 130 Enter this value if the subject property is located on allotted land. (iii) Borrower is a tribe or tribal organization If the Borrower is a Native American tribe or tribal organization, the Seller must not deliver First-Time Homebuyer or Co-Borrower ULDD Data Points. If the Borrower is a Native American tribe or tribal organization, the Seller must deliver the following ULDD Data Points: Data Required for Native American Tribe or Tribal Organization Sort ID ULDD Data Point Valid Value Notes PROPERTY → Property Details 69 Property Usage Type Investment Data Required for Native American Tribe or Tribal Organization Sort ID ULDD Data Point Valid Value Notes LOAN – Closing → Origination Details 227 Borrower Count 1 Do not provide information about secondary Borrower(s). BORROWER →Borrower Details (Borrower 1) 571 Borrower Classification Type1 Primary Enter “Primary” when there is one Borrower. 545/546 Legal Entity Type /Legal Entity Type Other Description (In Loan Selling Advisor, this appears as “NonIndividual Borrower Type.”) Other - Native American Tribe Or Tribal Organization Enter this value when a Native American tribe or tribal organization is the non-individual title holder of the Mortgaged Premises. 544 Full Name1 (In Loan Selling Advisor, this appears as “NonIndividual Borrower Name.”) Enter the name of the Native American tribe or tribal organization. 1 This data point must be populated to save the file in Loan Selling Advisor. (c) Delivery programs Section 184 Native American Mortgages may be sold only under the following: ■ Fixed-rate Cash ■ Fixed-rate Guarantor ■ MultiLender Swap (d) Pooling requirements for MBS Refer to Section 6202.3 for special pooling requirements for Section 184 Native American Mortgages under the fixed-rate Guarantor or MultiLender Swap programs.

Source: Freddie Mac Single-Family Seller/Servicer Guide 6302.13 — Special delivery requirements for Section 184 Native American Mortgages · source URL · snapshot 4c94f67729042dd6