Freddie Mac Single-Family Seller/Servicer Guide §6302.8 — Property data required for all Mortgages (02/04/26)
Freddie Mac Guide §6302.8 (Property data required for all Mortgages). Gap-fill (verbatim, ID-diff).
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide §6302.8 — Property data required for all Mortgages (02/04/26) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide 6302.8
(02/04/26) Refer to Bulletins 2025-7 and 2025-10, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6. Sellers may submit to the Uniform Collateral Data Portal® appraisal reports that use UAD 3.6 before the mandatory effective May 3, 2027 version of this section. ■ Property data for all Mortgages ■ Data for Investment Property Mortgages ■ Data required when an appraisal is obtained in connection with valuing the Mortgaged Premises ■ Data if appraisal is signed by supervisor (a) Property data for all Mortgages
Freddie Mac Guide 6302.8
302-48 To describe the Mortgaged Premises that secure Mortgages sold to Freddie Mac, the Seller must deliver the following ULDD Data Points: Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes PROPERTY →Subject Property Address 10 Address Line Text (In Loan Selling Advisor®, this appears as “Street Address.”) Enter the complete street address for the property. If the Address Unit Identifier is not provided, enter the unit number preceded by any United States Postal Service (USPS) address unit designator (e.g., apartment, suite or unit) if applicable. 13 Address Unit Identifier Enter if the unit number has not been included in the Address Line Text. Do not include the address unit designator (e.g., apartment, suite or unit). 14 City Name 18 State Code1 Enter the state abbreviation maintained by the USPS. Refer to USPS (Publication 28 – Postal Addressing Standards) for guidance about state codes. 16 Postal Code1 →Property Details 63 Property Estate Type ▪ Fee Simple ▪ Leasehold 69 Property Usage Type ▪ Investment ▪ Primary Residence ▪ Second Home Enter “Primary Residence” when a valid value of “D76” is used for Sort ID 368-Investor Feature Identifier (IFI). 50 Attachment Type Used to describe an individual dwelling. Enter “Attached” if the dwelling unit has a common wall or other direct physical connection with another dwelling unit, and the appraisal or other property
Freddie Mac Guide 6302.8
302-49 Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes ▪ Attached ▪ Detached ▪ Semi Detached valuation method does not indicate “Semi Detached.” Enter “Detached” if the dwelling unit has no common wall nor any other direct physical connection with another dwelling unit. Enter “Semi Detached” if the dwelling unit is an end unit or one of a pair of houses built side-by- side sharing a common wall, such as a duplex. The difference between this ULDD Data Point and Project Attachment Type (Sort ID 41) in Section 6302.20 is that this ULDD Data Point is used to describe if the dwelling is attached to any adjacent dwellings. Project Attachment Type is used to describe if the units in the project are attached to each other. 67 Property Structure Built Year Enter the year the property was built from the appraisal. Enter “9999” if Home Value Explorer® (HVE®) was used to value the subject property. Leave blank or enter “9999” if the Seller accepts automated collateral evaluation (ACE). 57 Financed Unit Count1 ▪ 1 ▪ 2 ▪ 3 ▪ 4 24 Special Flood Hazard Area Indicator ▪ false ▪ true Enter “true” if the flood zone designated on Federal Emergency Management Agency (FEMA) Standard Flood Hazard Determination Form contains the letter “A” or “V” and the property has no applicable FEMA Letter of
Freddie Mac Guide 6302.8
302-50 Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes Map Revision (LOMR), FEMA Letter of Determination Review (LODR) or FEMA Letter of Map Amendment (LOMA). Enter “false” if the only structure on the Mortgaged Premises in the Special Flood Hazard Area is detached from the primary residential structure and does not serve as a residence. 77 Bedroom Count If the subject property was valued by a “Full Appraisal” or “Hybrid Appraisal”: For two- to four-unit properties, enter the number of bedrooms for each dwelling unit, including both above and below-grade bedrooms. Enter “0” if the unit is a studio/efficiency. Leave blank if HVE was used to value the subject property. 78 Property Dwelling Unit Eligible Rent Amount If the subject property was valued by a “Full Appraisal” or “Hybrid Appraisal”: For two-to four-unit properties, enter the gross monthly rental income for each non-owner occupied dwelling unit as indicated on the signed lease(s) for the Mortgaged Premises. If there is no active lease for a unit, or the Borrower rents the unit to a family member, enter the gross monthly rental income as estimated on the applicable appraisal report or addenda. 65 Property Flood Insurance Indicator ▪ false ▪ true Enter “true” if there is flood insurance coverage.
Freddie Mac Guide 6302.8
302-51 Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes 49 PUD Indicator ▪ false ▪ true Enter “true” if the Mortgaged Premises is located in a Planned Unit Development (PUD). The related Glossary term is Planned Unit Development. →Appraisal/Property Valuation Details 89/90 Property Valuation Method Type/Property Valuation Method Type Other Description (In Loan Selling Advisor, this appears as “Property Valuation Method Type.”) ▪ Automated Valuation Model ▪ Desktop Appraisal ▪ Drive By ▪ Full Appraisal ▪ None ▪ Other – Desk Review ▪ Other – Field Review ▪ Other – Hybrid Appraisal Enter the Property Valuation Method Type for the method that yielded the value used to calculate the loan-to-value (LTV) ratio for the delivered loan. Enter “Automated Valuation Model” for Home Value Explorer (HVE). Enter “Desktop Appraisal” if FRE 70D/FNM 1004 Desktop - Uniform Residential Appraisal Report (Desktop) was used to value the subject property. Enter “Drive By” if an exterior- only appraisal was used to value the subject property. Enter “Full Appraisal” if an interior and exterior inspection appraisal was used to value the subject property. Enter “None” if ACE or ACE+ PDR was used to originate the Mortgage. Enter “Other – Desk Review” if a desk review was used to value the subject property. Enter “Other – Field Review” if a field review was used to value the subject property. Enter “Other – Hybrid Appraisal” if FRE 70H/FNM 1004 Hybrid – Uniform Residential Appraisal
Freddie Mac Guide 6302.8
302-52 Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes Report (Hybrid) or FRE 465H/FNM 1073 Hybrid – Individual Condominium Unit Appraisal Report (Hybrid) was used to value the subject property. 85/86 Property Valuation Form Type / Property Valuation Form Type Other Description (In Loan Selling Advisor® this appears as “Property Valuation Form Type.”) ▪ Appraisal Update and/or Completion Report ▪ Exterior Only Inspection Individual Condominium Unit Appraisal Report ▪ Exterior Only Inspection Residential Appraisal Report ▪ Individual Condominium Unit Appraisal Report ▪ Manufactured Home Appraisal Report ▪ One Unit Residential Appraisal Field Review Report ▪ Other – One Unit Residential Appraisal Desk Review Report ▪ Small Residential Income Property Appraisal Report ▪ Two To Four Unit Residential Appraisal ▪ Uniform Residential Appraisal Report For appraisals using UAD 3.6, Sort ID 85-Property Valuation Form Type is no longer collected. Enter the name of the property valuation form used to provide the property value upon which the loan underwriting decision was based, according to Section 5604.2. The form numbers for the valid values are: ▪ FRE 70/FNM 1004 – Uniform Residential Appraisal Report ❑ If FRE 70D/FNM 1004 Desktop – Uniform Residential Appraisal Report (Desktop) was used, enter “Uniform Residential Appraisal Report” ❑ If FRE 70H/FNM 1004 Hybrid – Uniform Residential Appraisal Report (Hybrid) was used, enter “Uniform Residential Appraisal Report” ▪ FRE 70B/FNM 1004C – Manufactured Home Appraisal Report ▪ FRE 72/FNM 1025 – Small Residential Income Property Appraisal Report ▪ FRE 442/FNM 1004D – Appraisal Update and/or Completion Report ▪ FRE 465/ FNM 1073 – Individual Condominium Unit Appraisal Report ❑ If FRE 465H/FNM 1073 Hybrid – Individual Condominium Unit
Freddie Mac Guide 6302.8
302-53 Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes Appraisal Report (Hybrid) was used, enter “Individual Condominium Unit Appraisal Report” ▪ FRE 466/FNM 1075 – Exterior Only Inspection Individual Condominium Unit Appraisal Report ▪ FRE 1032/ FNM 2000 – One Unit Residential Appraisal Field Review Report ▪ FRE 1033 – One Unit Residential Appraisal Desk Review Report ▪ FRE 1072/FNM 2000A – Two To Four Unit Residential Appraisal Field Review Report ▪ FRE 2055/FNM 2055 – Exterior Only Inspection Residential Appraisal Report 83 Property Valuation Amount If an appraisal has been obtained, enter the appraised value. If ACE or ACE+ PDR was offered and accepted by the Seller, enter the Purchase Price for a purchase transaction or the estimated value used to underwrite the loan for a refinance transaction. Round down to the nearest whole number. 84 Property Valuation Effective Date For Mortgages with appraisals, enter the effective date of the most recent appraisal. For Mortgages using any other property valuation type, enter the effective date on the most recent inspection, LP Feedback Certificate or estimate. →Construction Details
Freddie Mac Guide 6302.8
302-54 Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes 51/52 Construction Method Type / Construction Method Type Other Description (In Loan Selling Advisor® this appears as “Construction Method Type”) ▪ Manufactured ▪ Other – Container ▪ Other – Three Dimensional Printing Technology ▪ Site Built Enter “Manufactured” for Manufactured Homes. Enter “Site Built” for homes built on site and modular homes, panelized housing, or other types of factory-built housing, unless the home is a container home or the home was built with three- dimensional printing technology. LOAN – Current → Product Details 368 Investor Feature Identifier D76 Enter this value for Borrowers that meet the requirements in Section 4201.11 for Primary Residence for active-duty military Borrowers. 368 Investor Feature Identifier J66 Enter this value for Mortgages with rental income from an ADU on a Primary Residence, as described in Section 5306.1(g). 1 This data point must be populated to save the file in Loan Selling Advisor. (b) Data for Investment Property Mortgages For all Investment Property Mortgages for which an appraisal was performed, the Seller must deliver the following ULDD Data Points: Data Required for Investment Property Mortgages Sort ID ULDD Data Point Valid Value Notes PROPERTY → Property Details 69 Property Usage Type Investment 77 Bedroom Count If the subject property was valued by a “Full Appraisal” or “Hybrid Appraisal”: Enter the number of bedrooms for each dwelling unit. For one-unit properties, include only above-grade bedrooms. For two- to four- unit properties, include both
Freddie Mac Guide 6302.8
302-55 Data Required for Investment Property Mortgages Sort ID ULDD Data Point Valid Value Notes above and below-grade bedrooms. Enter “0” if the unit is a studio/efficiency. Leave blank if HVE was used to value the subject property. 78 Property Dwelling Unit Eligible Rent Amount If the subject property was valued by a “Full Appraisal” or “Hybrid Appraisal”: Enter the gross monthly rental income for each unit as indicated on the signed lease(s) for the Mortgaged Premises. If there is no active lease for a unit, or the Borrower rents the unit to a family member, enter the gross monthly rental income as estimated on the applicable appraisal report or addenda. (c) Data required when an appraisal is obtained in connection with valuing the Mortgaged Premises When an appraisal is used to value the Mortgaged Premises, the Seller must deliver the following ULDD Data Points: Data Required when an Appraisal was used to Value the Subject Property Sort ID ULDD Data Point Valid Value Notes PROPERTY → Appraisal Details 89/90 Property Valuation Method Type/Property Valuation Method Type Other Description (In Loan Selling Advisor, this appears as Property Valuation Method Type.) ▪ Desktop Appraisal ▪ Drive By ▪ Full Appraisal ▪ Other – Desk Review ▪ Other – Field Review Enter “Desktop Appraisal” if a desktop appraisal was used to value the subject property. Enter “Drive By” if an exterior- only appraisal was used to value the subject property.
Freddie Mac Guide 6302.8
302-56 Data Required when an Appraisal was used to Value the Subject Property Sort ID ULDD Data Point Valid Value Notes ▪ Other – Hybrid Appraisal Enter “Full Appraisal” if an interior and exterior inspection appraisal was used to value the subject property. Enter “Other – Desk Review” if a desk review was used to value the subject property. Enter “Other – Field Review” if a field review was used to value the subject property. Enter “Other - Hybrid Appraisal” if an interior and exterior inspection appraisal was used. 82 Appraisal Identifier For conventional Mortgages only, enter the “Document File Identifier” assigned to the appraisal by the Uniform Collateral Data Portal® (UCDP®). The Document File Identifier assigned by the UCDP must be entered even if the appraisal value used to calculate the LTV ratio was determined using a subsequent appraisal review on a form not required to be submitted to the UCDP. PARTY → Appraiser Details 528 Party Role Type1 Appraiser 525 Appraiser License Identifier Enter the state license number of the appraiser who completed the final estimate of value. ■ When the appraiser is a trainee and: ❑ Has a license identifier, deliver the trainee’s license identifier ❑ Does not have a license identifier, deliver the word “trainee”