Freddie Mac Single-Family Seller/Servicer Guide Chapter 9205 — Home Affordable Modification Program (HAMP)
Chapter 9205 of the Freddie Mac Single-Family Seller/Servicer Guide governs Servicing requirements for legacy HAMP-modified Mortgages: Transfer-of-Servicing notification, document and data retention, special investor reporting, and compliance with applicable law. NOTE: actual title is "Home Affordable Modification Program (HAMP)", not "Liquidation Options".
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Chapter 9205 — Home Affordable Modification Program (HAMP) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide Section 9205.1(b) — Document retention for HAMP eligibility
Servicers must retain all documents and information received during the process of determining Borrower eligibility for a modification under HAMP, including: ■ The Borrower Response Package ■ Total monthly Mortgage payment and total monthly gross debt payment calculations ■ Net present value (NPV) calculations and results (Treasury NPV Model and version used, assumptions, inputs and outputs) ■ Evidence of the Servicer’s application of each step of the waterfall ■ Escrow analysis, Escrow advances, and Escrow set up Servicers must retain all documents and information related to the monthly payments during and after the Trial Period, as well as incentive payment calculations and such other required documents.
Freddie Mac Guide Section 9205.1(b) — Trial-Period and incentive recordkeeping
Servicers must retain all documents and information related to the monthly payments during and after the Trial Period, as well as incentive payment calculations and such other required documents.
Freddie Mac Guide Section 9205.1(b) — Documentary evidence of HAMP activities
Servicers must maintain appropriate documentary evidence of their HAMP-related activities,
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Source of record: https://claudeforcompliance.com/regs/fhlmc-9205/
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