Fannie Mae Selling Guide Announcement SEL-2026-01

fnma-sel-2026-01

Fannie Mae SEL-2026-01 (Feb 4, 2026): GSE alignment of MH Advantage and CHOICEHome manufactured-home requirements (under FHFA guidance), plus gift-fund donor and nontraditional-credit updates. Snapshot mirrors the official Fannie PDF.

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source:
  type: regulation
  id: fnma-sel-2026-01
  authority: Fannie Mae Selling Guide Announcement SEL-2026-01
  description: 'Fannie Mae SEL-2026-01 (Feb 4, 2026): GSE alignment of MH Advantage and CHOICEHome manufactured-home requirements (under FHFA guidance), plus gift-fund donor and nontraditional-credit updates. Snapshot mirrors the official Fannie PDF.'
  status: in-force
obligations:
  - id: fnma-sel-2026-01-mh-choicehome-alignment
    canonical_id: fnma-sel-2026-01-mh-choicehome-alignment
    section: Fannie SEL-2026-01 — MH Advantage / CHOICEHome alignment
    description: Fannie Mae and Freddie Mac, under FHFA guidance, aligned key requirements for their MH Advantage and CHOICEHome manufactured-home programs.
    type: do
    audit_question: Has [LENDER] updated its manufactured-housing (MH Advantage / CHOICEHome) requirements to the aligned standard per SEL-2026-01?
    program_review: Does the program reflect the aligned MH Advantage / CHOICEHome manufactured-home requirements?
    file_review: On MH Advantage / CHOICEHome files, confirm the aligned requirements were applied.
    judgment: false
    feeds: []
    workflow_phase: origination
    owner_role: cco
    secondary_owner_role: cco
    cadence: per-bulletin
    consequence: Missing a GSE bulletin change risks repurchase, servicing penalties, or non-compliance findings.
    tags:
      - fnma
      - sel-2026-01
      - manufactured-housing
      - mh-advantage
      - choicehome
      - effective-2026-02-04
      - promoted
    primary_source:
      tier: 1
      authority: Fannie Mae Selling Guide Announcement SEL-2026-01
      source_class: gse-bulletin
      source_url: https://singlefamily.fanniemae.com/news-events/announcement-sel-2026-01-selling-guide-updates
      snapshot_id: 713eab1871a92c47
      fetched_at: '2026-06-08T00:00:00Z'
      content_hash: sha256:placeholder-snapshot-content-hash-from-source-json
      paragraph_quote: Fannie Mae and Freddie Mac, under the guidance of U.S. Federal Housing (FHFA), are pleased to announce the alignment of key requirements for their respective MH Advantage and CHOICEHome programs.
      drafter_attestation: Verbatim from Fannie SEL-2026-01 snapshot. MH Advantage/CHOICEHome alignment.

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Selling Guide Announcement SEL-2026-01 — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie SEL-2026-01 — MH Advantage / CHOICEHome alignment

Fannie Mae and Freddie Mac, under the guidance of U.S. Federal Housing (FHFA), are pleased to announce the alignment of key requirements for their respective MH Advantage and CHOICEHome programs.

Source: Fannie Mae Selling Guide Announcement SEL-2026-01 · source URL · snapshot 713eab1871a92c47