FNMA Selling Guide A2-2-01 — Representations and Warranties Overview

fnma-sel-a2-2-01

FNMA Selling Guide A2-2-01 sets the foundational framework for representations and warranties [LENDER] makes to Fannie Mae when selling loans or delivering pools for MBS — the rep/warranty persistence beyond sale and beyond MSSC termination, the independence of each warranty, the limited "lender knowledge" carveouts for warranties 10/11/17 of MSSC Section IV.A, and the public-record deemed-knowledge rule. Fills the FNMA-Selling-Guide library gap; foundational for any post-sale repurchase / indemnification analysis.

This register: .xlsx .csv

Verbatim regulatory text (3)

Verbatim provisions from FNMA Selling Guide A2-2-01 — Representations and Warranties Overview — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FNMA Selling Guide A2-2-01 — Selling reps & warranties made at delivery; survive sale + MSSC termination

All selling representations and warranties are made to Fannie Mae as of the date a lender transfers mortgage loans to Fannie Mae and continue and survive:

Source: FNMA Selling Guide A2-2-01 — Representations and Warranties Overview · source URL · snapshot 2897f21e1e729b42

FNMA Selling Guide A2-2-01 — Each warranty independent

makes each representation and warranty set forth in the Lender Contract separately and independently from every other warranty it makes for a specific mortgage.

Source: FNMA Selling Guide A2-2-01 — Representations and Warranties Overview · source URL · snapshot 2897f21e1e729b42

FNMA Selling Guide A2-2-01 — Warranties not limited to lender knowledge (with limited exceptions)

Representations and warranties are not limited to matters of which the lender had knowledge, except for the warranties numbered 10, 11, and 17 of Section IV, A: Specific Warranties, of the MSSC, which are violated only if the lender had knowledge of the untruth or, acting as a prudent lender, should have known about it through the exercise of due diligence.

Source: FNMA Selling Guide A2-2-01 — Representations and Warranties Overview · source URL · snapshot 2897f21e1e729b42

Get this regulation in your AI window

Announcements change Guide topics, but the old wording keeps circulating. An assistant will hand you the prior version and name no date at all.Put the verbatim text and its effective date in front of your assistant, instead of whatever it remembers.

Open in Claude Open in ChatGPT

Open in Claude shows the one-time setup: paste one address, no account with us. Open in ChatGPT asks ChatGPT about this page, with no setup. Either way it’s free.

Next step: the FNMA AI Lender Letter playbook. Run it in your AI window →

Get notified if this rule changes

One email when FNMA Selling Guide A2-2-01 — Representations and Warranties Overview changes: what changed, the new verbatim text, and the effective date. Nothing else.

Double opt-in: we send a confirmation link first. Following one section does not subscribe you to anything else. Privacy.

Source of record: https://claudeforcompliance.com/regs/fnma-sel-a2-2-01/ · register fnma-sel-a2-2-01 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.