Fannie Mae Selling Guide B2-1.4-01 — Fixed-Rate Loans

fnma-sel-b2-1-4-01

Fannie Mae Selling Guide B2-1.4-01 — Fixed-Rate Loans.

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Verbatim provisions from Fannie Mae Selling Guide B2-1.4-01 — Fixed-Rate Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Selling Guide B2-1.4-01 — Fixed-Rate Loans

Effective 2022-12-14 · publisher's stamp for this provision

B2-1.4-01, Fixed-Rate Loans (12/14/2022) Introduction This topic contains general information on fixed-rate loans. Fixed-Rate Loan Eligibility Fixed-Rate Loan Eligibility Fannie Mae purchases or securitizes conventional, fully amortizing, fixed-rate first mortgage loans. Conventional fixed-rate loans are not assumable as of the note date. When selling such loans to Fannie Mae, the Assumption Indicator in the Loan Delivery application must be "False" (which means not assumable). The payments must be structured as follows: level monthly installments of principal and interest (P&I), due on the first day of each month, and payment of interest in arrears. The loan can be subject to a temporary interest rate buydown plan, provided that the subject property is secured by a principal residence or a second home. See B2-1.4-04, Temporary Interest Rate Buydowns for additional information.

Source: Fannie Mae Selling Guide B2-1.4-01 — Fixed-Rate Loans · source URL · snapshot 2897f21e1e729b42

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Source of record: https://claudeforcompliance.com/regs/fnma-sel-b2-1-4-01/ · register fnma-sel-b2-1-4-01 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.