Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026)
Fannie Mae Single Family Selling Guide topic B3-3.3-04 (Housing (Parsonage) and Automobile Allowances). Gap-fill (verbatim, ID-diff).
Verbatim regulatory text
Verbatim provisions from Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Fannie Mae Single Family Selling Guide B3-3.3-04
(03/04/2026) The following table provides requirements for housing (parsonage) and automobile allowance income. Criteria Requirements Documentation The lender must obtain • a completed Request for Verification of Employment ( Form 1005), or • the most recent paystub and most recent W-2. Additionally, a verbal VOE is required. See B3-3.1-04, Verbal Verification of Employment, for specific requirements.
Fannie Mae Single Family Selling Guide B3-3.3-04
Verbal Verification of Employment, for specific requirements. Income History A minimum 12-month history is required. Income Continuance The lender is not required to verify continuance unless they have reason to believe the income may not continue. Determination of Qualifying Income The lender must add the full amount of the allowance to the borrower's monthly income, and not use it as an offset of the corresponding liability. Note: The above requirements do not apply to military quarters' allowance. See B3-3.3-05, Military Income, for additional information.
Fannie Mae Single Family Selling Guide B3-3.3-04
Military Income, for additional information.
Fannie Mae Single Family Selling Guide B3-3.3-04
Announcements Issue Date Announcement SEL-2026-02 March 04, 2026
Fannie Mae Selling Guide B3-3.3-04 — Housing (Parsonage) and Automobile Allowances
B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026) The following table provides requirements for housing (parsonage) and automobile allowance income. Criteria Requirements Documentation The lender must obtain • a completed Request for Verification of Employment ( Form 1005), or • the most recent paystub and most recent W-2. Additionally, a verbal VOE is required. See B3-3.1-04, Verbal Verification of Employment, for specific requirements. Income History A minimum 12-month history is required. Income Continuance The lender is not required to verify continuance unless they have reason to believe the income may not continue. Determination of Qualifying Income The lender must add the full amount of the allowance to the borrower's monthly income, and not use it as an offset of the corresponding liability. Note: The above requirements do not apply to military quarters' allowance. See B3-3.3-05, Military Income, for additional information.
Get this regulation in your AI window
Announcements and Bulletins change these topics, but the old wording keeps circulating. An assistant will hand you the prior version and name no date at all.Put the verbatim text and its effective date in front of your assistant, instead of whatever it remembers.
Open in Claude Open in ChatGPT
Open in Claude shows the one-time setup: paste one address, no account with us. Open in ChatGPT asks ChatGPT about this page, with no setup. Either way it’s free.
Next step: the FNMA AI Lender Letter playbook. Run it in your AI window →
Get notified if this rule changes
One email when Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026) changes: what changed, the new verbatim text, and the effective date. Nothing else.
Double opt-in: we send a confirmation link first. Following one section does not subscribe you to anything else. Privacy.
Source of record: https://claudeforcompliance.com/regs/fnma-sel-b3-3-3-04/
· register fnma-sel-b3-3-3-04 · verbatim, source-snapshotted regulator text from the
Claude for Compliance corpus. To work from every register at once, download the corpus
and follow the methodology.