Fannie Mae Selling Guide Subpart B3 — Underwriting Borrowers

fnma-sel-b3

Fannie Mae Selling Guide Subpart B3 — Underwriting Borrowers. Introduction, verbatim as published by Fannie Mae.

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Fannie Mae Selling Guide Subpart B3 — Underwriting Borrowers (introduction)

Subpart B3, Underwriting Borrowers Introduction This subpart contains borrower underwriting policies for conventional mortgage loans that are sold to Fannie Mae. Fannie Mae offers lenders two options for conducting a comprehensive risk assessment–automated underwriting through DU or manual underwriting. Both methods include an evaluation of the borrower’s equity investment, credit history, liquid reserves, reliable and recurring income, and the cumulative effect that these and other risk factors have on mortgage loan performance.

Source: Fannie Mae Selling Guide Subpart B3 — Underwriting Borrowers (introduction) · source URL · snapshot 2897f21e1e729b42

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