SUPERSEDED — prior version (Selling Guide edition published May 6, 2026) — Fannie Mae Selling Guide B5-2-01 — Manufactured Housing

fnma-sel-b5-2-01-superseded-2026

SUPERSEDED — this is the PRIOR text of Fannie Mae Selling Guide B5-2-01 (Manufactured Housing), dated 11/06/2024, as published in the Selling Guide edition of May 6, 2026. Fannie Mae changed this topic: the edition published September 2, 2026 carries a revised text. Retained because a loan or exam period governed by the earlier text needs the version in force at the time.

Superseded — retained for reference. The operative requirements have moved to the current rule (see the description above).

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Verbatim regulatory text (1)

Verbatim provisions from SUPERSEDED — prior version (Selling Guide edition published May 6, 2026) — Fannie Mae Selling Guide B5-2-01 — Manufactured Housing — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

[SUPERSEDED] Fannie Mae Selling Guide B5-2-01 — Manufactured Housing

Effective 2024-11-06 · publisher's stamp for this provision

B5-2-01, Manufactured Housing (11/06/2024) Introduction This topic contains information on manufactured housing, including: Manufactured Housing Overview Lender Eligibility Variances Lender Indemnification Manufactured Housing Overview Any dwelling unit built on a permanent chassis that is attached to a permanent foundation system and evidenced by a HUD Data Plate or HUD Certification Label(s) (for each section of the home) is a manufactured home for purposes of Fannie Mae’s guidelines. This includes properties meeting the MH Advantage requirements described in B2-3-02, Special Property Eligibility and Underwriting Considerations: Factory-Built Housing. The manufactured home and the land on which it is situated must be legally classified as real property. Other factory-built housing —such as modular, prefabricated, panelized, or sectional housing—is not considered manufactured housing and mortgage loans secured by such housing are eligible under the guidelines stated in Subpart B2, Eligibility. Government insured or guaranteed manufactured housing loans are not subject to conventional guidelines for manufactured housing and therefore are subject to the provisions set forth in Chapter B6–1, Government Insured and Guaranteed Mortgages. Lender Eligibility Lenders are not required to obtain specific approval to deliver loans secured by manufactured homes. However, in some cases, lenders must obtain Fannie Mae’s project acceptance for condo or PUD projects consisting of manufactured homes. See B4-2.2-06, Project Eligibility Review Service (PERS) for additional information. Variances Unless specifically stated in the terms of the contract, variances or other terms contained in any lender’s contract are not eligible for use with mortgages secured by manufactured homes. Lender Indemnification Lenders are subject to all indemnification obligations as described in A2-1-03, Indemnification for Losses.

Source: Fannie Mae Selling Guide B5-2-01 — Manufactured Housing · source URL · snapshot 5f7b8b79da595d76

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Source of record: https://claudeforcompliance.com/regs/fnma-sel-b5-2-01-superseded-2026/ · register fnma-sel-b5-2-01-superseded-2026 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.