Fannie Mae Selling Guide B8-6-01 — Authorized Use of Intervening and Blanket Assignments
Fannie Mae Selling Guide B8-6-01 — Authorized Use of Intervening and Blanket Assignments.
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Verbatim provisions from Fannie Mae Selling Guide B8-6-01 — Authorized Use of Intervening and Blanket Assignments — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Fannie Mae Selling Guide B8-6-01 — Authorized Use of Intervening and Blanket Assignments
B8-6-01, Authorized Use of Intervening and Blanket Assignments (05/04/2022) Introduction This topic contains information on the authorized use of intervening and blanket assignments, including: Intervening Assignments Blanket Assignments Special Provision for Puerto Rico Intervening Assignments If the originating lender is not servicing the loan at the time of the sale to Fannie Mae, then unless the loan has been registered with MERS or the loan is secured by a property in Puerto Rico, the seller of the loan must cause to be recorded one or more intervening assignments of mortgage to ensure there are effective mortgage assignment(s) from the originating lender to the servicer. Copies of all such assignments must be retained in the loan file. Blanket Assignments Lenders may use blanket assignments for any intervening assignments that take place before the mortgage is sold to Fannie Mae, as long as this type of assignment is acceptable to the applicable recording jurisdiction (blanket assignments are assignments that cover more than one mortgage). Each blanket assignment must relate to a single recording jurisdiction. The lender may be required to indemnify Fannie Mae (as described in A2-1-03, Indemnification for Losses), for any losses incurred by Fannie Mae due to the lender’s failure to obtain, record (if applicable), and retain the necessary intervening assignments. Alternatively, Fannie Mae may require the lender to repurchase the mortgage or the security property. Special Provision for Puerto Rico Assignments of mortgages generally are not recordable in Puerto Rico. Therefore, no intervening assignments need to be prepared, recorded, or retained in the individual mortgage loan file.
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Source of record: https://claudeforcompliance.com/regs/fnma-sel-b8-6-01/
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