FNMA Servicing Guide A4-1-01 — Staffing, Training, Procedures, and Quality Control Requirements
FNMA Servicing Guide A4-1-01 governs servicer operational foundations: staffing levels and training adequacy, HR-security background verifications and InfoSec awareness training, continuity- of-contact teams for delinquent borrowers, written policies covering all servicing aspects + outsourcing/third-party-vendor oversight, FHFA Suspended Counterparty Program screening, and quality-control procedures. Fills core FNMA Servicing A4 setup gap.
Verbatim regulatory text
Verbatim provisions from FNMA Servicing Guide A4-1-01 — Staffing, Training, Procedures, and Quality Control Requirements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FNMA Servicing Guide A4-1-01 — Staffing Requirements: sufficient levels + trained staff
levels and properly trained staff (including third-party providers of its outsourced servicing activities) to • carry out all aspects of their servicing duties in accordance with the timing requirements of the Servicing Guide, • maintain acceptable performance standards, and • provide borrowers with assistance when it is requested.
FNMA Servicing Guide A4-1-01 — Continuity of contact for delinquent borrowers
provides continuity of contact with the borrower, and • allows the borrower to contact one individual or a dedicated team of individuals in the servicer’s organization to obtain accurate information on the various workout options available.
FNMA Servicing Guide A4-1-01 — Training program design requirements
The servicer must design and implement a training program that includes:
FNMA Servicing Guide A4-1-01 — Written policies and procedures
The servicer must have fully documented written policies and/or procedures that address all aspects of mortgage servicing to ensure its staff, and any outsourcing and third-party vendors used by the servicer, consistently comply with Fannie Mae’s requirements.
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