FNMA Servicing Guide B-1 — Escrow Account Administration

fnma-svc-b-1

Servicing Guide Chapter B-1 describes escrow account administration and the servicer's obligation to monitor escrow-related charges and pay them timely.

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Verbatim regulatory text (3)

Verbatim provisions from FNMA Servicing Guide B-1 — Escrow Account Administration — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FNMA Servicing Guide B-1-01 — Administering an Escrow Account and Paying Expenses

Without regard to whether the mortgage loan has an escrow account, the servicer must protect Fannie Mae’s mortgage lien and the property securing the mortgage loan by monitoring the status of all escrow and related charges, which may include but are not limited to property and flood insurance premiums; mortgage insurance premiums; real estate taxes; ground rents; regular and special assessments for condominiums, homeowners’ associations (HOA), and Planned Unit Developments (PUD); co-op corporation fees and assessments; local government and public utility assessments; and any other charges, fines, and imposition attributable to the property which can attain priority over Fannie Mae’s mortgage lien; and maintaining accurate records on the status of all escrow and related charges.

Source: FNMA Servicing Guide B-1-01 · source URL · snapshot cf63a82bbb4adfba

FNMA Servicing Guide B-1-01 — Administering an Escrow Account and Paying Expenses

When the mortgage loan has an escrow account, the servicer must ensure the timely payment of all escrow and related charges before any applicable penalty or termination date, and make payments for escrow-related expenses early enough to take advantage of any discount period to obtain the maximum discounts allowed whenever funds are available in the escrow account.

Source: FNMA Servicing Guide B-1-01 · source URL · snapshot cf63a82bbb4adfba

Fannie Mae Servicing Guide Chapter B-1 — Escrow Account Administration (introduction)

Chapter B-1, Escrow Account Administration Introduction This chapter describes escrow account administration.

Source: Fannie Mae Servicing Guide Chapter B-1 — Escrow Account Administration (introduction) · source URL · snapshot cf63a82bbb4adfba

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Source of record: https://claudeforcompliance.com/regs/fnma-svc-b-1/ · register fnma-svc-b-1 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.