Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process

fnma-svc-e-3-2-10

Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process.

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  description: Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process.
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      authority: Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process
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      paragraph_quote: E-3.2-10, Paying Certain Expenses During the Foreclosure Process (11/12/2014) The servicer must use any funds remaining in the borrower’s escrow deposit account to pay T&I premiums that come due during the foreclosure process. The servicer also may use escrow funds to pay costs for the protection of the security and related foreclosure costs as long as state or local laws, government regulations, or the requirements of the mortgage insurer or guarantor do not preclude the use of escrow funds for these purposes. If the escrow balance is not suﬃcient to cover these expenses, the servicer must advance its own funds. See also Advancing Funds to Cover Expenses in B-1-01, Administering an Escrow Account and Paying Expenses for additional information. Recent Related Announcements There are no recently issued Announcements related to this topic. Published May 13, 2026 454

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process

E-3.2-10, Paying Certain Expenses During the Foreclosure Process (11/12/2014) The servicer must use any funds remaining in the borrower’s escrow deposit account to pay T&I premiums that come due during the foreclosure process. The servicer also may use escrow funds to pay costs for the protection of the security and related foreclosure costs as long as state or local laws, government regulations, or the requirements of the mortgage insurer or guarantor do not preclude the use of escrow funds for these purposes. If the escrow balance is not suﬃcient to cover these expenses, the servicer must advance its own funds. See also Advancing Funds to Cover Expenses in B-1-01, Administering an Escrow Account and Paying Expenses for additional information. Recent Related Announcements There are no recently issued Announcements related to this topic. Published May 13, 2026 454

Source: Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process · source URL · snapshot cf63a82bbb4adfba