Fannie Mae Servicing Guide E-4.4-02 — Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds

fnma-svc-e-4-4-02

Fannie Mae Servicing Guide E-4.4-02 — Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds.

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Verbatim provisions from Fannie Mae Servicing Guide E-4.4-02 — Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide E-4.4-02 — Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds

Effective 2019-04-10 · publisher's stamp for this provision

E-4.4-02, Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds (04/10/2019) After the foreclosure sale, or in applicable foreclosure actions where there is no foreclosure sale, after title is transferred by court order, the servicer must remit the insurance loss proceeds through the CRS. A list of special remittance codes and their uses can be found in Fannie Mae's CRS User Guide. When the servicer receives an unearned premium refund, it may either remit the refund to Fannie Mae as a special remittance or, if the servicer has outstanding foreclosure expenses that Fannie Mae has not reimbursed, the servicer may “net” the unearned premium refund out of the next request for expense reimbursement it submits for that mortgage loan. If, for any reason, a property insurance carrier refuses to return the unearned premium refund to the servicer, the servicer must include a comment to that when it submits its final request for expense reimbursement. When the servicer requests reimbursement for a property insurance premium that it has advanced for an acquired property, Fannie Mae will calculate the amount of unearned premium refund that should be due. Fannie Mae will consider its calculated unearned premium refund amount as an unremitted refund that is still due if the servicer's final request for expense reimbursement does not reflect the unearned premium refund as a credit, or the servicer does not explain why the insurance carrier has not sent the servicer the unearned premium refund.

Source: Fannie Mae Servicing Guide E-4.4-02 — Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds · source URL · snapshot cf63a82bbb4adfba

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Source of record: https://claudeforcompliance.com/regs/fnma-svc-e-4-4-02/ · register fnma-svc-e-4-4-02 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.