FNMA Servicing Guide F-1 — Servicing Guide Procedures

fnma-svc-f-1

Servicing Guide Chapter F-1 collects the operational procedures referenced throughout the Guide.

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source:
  type: regulation
  id: fnma-svc-f-1
  authority: FNMA Servicing Guide F-1 — Servicing Guide Procedures
  description: |
    Servicing Guide Chapter F-1 collects the operational procedures referenced throughout the Guide.
obligations:
  - id: fnma-svc-f-1-arm-correction-procedures
    canonical_id: fnma-svc-f-1-arm-correction-procedures
    section: FNMA Servicing Guide F-1-01 — Servicing ARM Loans
    description: |
      When reviewing adjustments made for ARM loans serviced for Fannie Mae,
      [LENDER] must follow all of Fannie Mae's procedures in accordance with
      C-2.2-01, Identifying and Disclosing Adjustment Errors, regardless of
      whether the review is undertaken as a result of a full audit, a routine
      spot-check of its ARM adjustments, or an inquiry from a third party.
    type: do
    audit_question: For every ARM-adjustment review on a Fannie Mae ARM loan, can [LENDER] evidence adherence to all C-2.2-01 procedures, regardless of whether the review was a full audit, a routine spot-check, or a third-party inquiry?
    program_review: Does the program ensure ARM-adjustment reviews follow all C-2.2-01 procedures (identifying and disclosing adjustment errors), regardless of whether triggered by a full audit, routine spot-check, or third-party inquiry?
    file_review: For ARM-adjustment reviews, confirm adherence to C-2.2-01 across the full-audit, spot-check, and inquiry triggers.
    judgment: false
    feeds: []
    workflow_phase: servicing
    owner_role: default_servicing_analyst
    secondary_owner_role: compliance_officer
    cadence: continuous
    consequence: ''
    tags:
      - round-b
      - regulator-direct
      - fnma
      - servicing-guide
      - arm-adjustment-error
      - procedures
      - promoted
    primary_source:
      tier: 1
      authority: FNMA Servicing Guide F-1-01
      source_class: fnma-guide
      source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
      snapshot_id: cf63a82bbb4adfba
      fetched_at: '2026-05-22T23:53:19Z'
      content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
      paragraph_quote: When reviewing adjustments made for ARM loans it services for Fannie Mae, the servicer must follow all of
      drafter_attestation: |
        Copied verbatim from FNMA Servicing Guide snapshot cf63a82bbb4adfba (chapter F-1) at 2026-05-22.
    promoted_at: '2026-05-23T00:25:14+00:00'
    promoted_from: fnma-svc-f-1-roundb-v1.yaml
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Verbatim regulatory text (1)

Verbatim provisions from FNMA Servicing Guide F-1 — Servicing Guide Procedures — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FNMA Servicing Guide F-1-01 — Servicing ARM Loans

When reviewing adjustments made for ARM loans it services for Fannie Mae, the servicer must follow all of

Source: FNMA Servicing Guide F-1-01 · source URL · snapshot cf63a82bbb4adfba