Fannie Mae Servicing Guide F-3-08 — Acronyms and Glossary of Defined Terms: H

fnma-svc-f-3-08

Fannie Mae Servicing Guide F-3-08 — Acronyms and Glossary of Defined Terms: H.

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Fannie Mae Servicing Guide F-3-08 — Acronyms and Glossary of Defined Terms: H

Effective 2025-12-17 · publisher's stamp for this provision

F-3-08, Acronyms and Glossary of Defined Terms: H (12/17/2025) Introduction HCLTV home equity combined loan-to-value HOA homeowners' association HOEPA Home Ownership and Equity Protection Act of 1994 home mortgage loan A residential mortgage loan secured by a one- to four-unit property. HomeStyle Refresh mortgage A mortgage option that enables eligible borrowers to finance renovations, environmental remediation, disaster preparedness, property repairs, and energy- or water-efficiency improvements for an existing home or a home purchased. HomeStyle Renovation mortgage A mortgage that enables eligible borrowers to obtain financing to renovate, remodel, repair, or upgrade their existing home or a home that they are purchasing. HOPE Home Owners Preserving Equity™ housing counseling Counselor-to-client assistance provided by a HUD-approved counseling agency that involves the creation of an action plan to address unique financial circumstances and housing issues, and focuses on overcoming specific obstacles to achieve housing goals, such as: HSA HomeSaver Advance HUD Department of Housing and Urban Development

Source: Fannie Mae Servicing Guide F-3-08 — Acronyms and Glossary of Defined Terms: H · source URL · snapshot cf63a82bbb4adfba

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