16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 — Definitions
16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC), §682.1 Definitions. Captured section-complete (all subsections verbatim).
Verbatim regulatory text
Verbatim provisions from 16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 — Definitions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
16 CFR §682.1(a)
(a) In general. Except as modified by this part or unless the context otherwise requires, the terms used in this part have the same meaning as set forth in the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.
16 CFR §682.1(b)
(b) “Consumer information” means any record about an individual, whether in paper, electronic, or other form, that is a consumer report or is derived from a consumer report. Consumer information also means a compilation of such records. Consumer information does not include information that does not identify individuals, such as aggregate information or blind data.
16 CFR §682.1(c)
(c) “Dispose,” “disposing,” or “disposal” means: (1) The discarding or abandonment of consumer information, or (2) The sale, donation, or transfer of any medium, including computer equipment, upon which consumer information is stored.
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Source of record: https://claudeforcompliance.com/regs/ftc-16cfr-682-1/
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