HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810 — Disclosure by Secretary; commencement, scope, etc.

Name: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810 — Disclosure by Secretary; commencement, scope, etc. — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

hmda-12usc-2810

HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2810 Disclosure by Secretary; commencement, scope, etc.. Captured section-complete from Cornell LII (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: hmda-12usc-2810
  authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810 — Disclosure by Secretary; commencement, scope, etc.
  description: |
    HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2810 Disclosure by Secretary; commencement, scope, etc.. Captured section-complete from Cornell LII (verbatim).
  effective_date: '1989-08-09'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot 3492bb0c407605d9); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: hmda-12usc-2810-full
    canonical_id: hmda-12usc-2810-full
    section: 12 U.S.C. §2810
    description: 'Disclosure by Secretary; commencement, scope, etc.: Beginning with data for calendar year 1980, the Secretary shall make publicly available data in the Secretary ’s possession for each mortgagee which is not otherwise subject to the requirements of this chapter and which is not exempt pursuant to section 2805(b) of this title (and for each mortgagee …'
    type: reference
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2810&num=0&edition=prelim
      snapshot_id: 3492bb0c407605d9
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:c9c36585b7fa318d9f4b70e8baa9c7031fe4c512705ed4cb2b7be4889c85c52a
      paragraph_quote: Beginning with data for calendar year 1980, the Secretary shall make publicly available data in the Secretary’s possession for each mortgagee which is not otherwise subject to the requirements of this chapter and which is not exempt pursuant to section 2805(b) of this title (and for each mortgagee making mortgage loans exempted under section 2803(g) of this title), with respect to mortgage loans approved (or for which completed applications are received) by the Secretary for insurance under title I or II of the National Housing Act [12 U.S.C. 1702 et seq., 1707 et seq.]. Such data to be disclosed shall consist of data comparable to the data which would be disclosed if such mortgagee were subject to the requirements of section 2803 of this title. Disclosure statements containing data for each such mortgagee for a primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas shall, at a minimum, be publicly available at the central depository of data established pursuant to section 2803(f) of this title for such primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas. The Secretary shall also compile and make publicly available aggregate data for such mortgagees by census tract, and tables indicating aggregate lending patterns, in a manner comparable to the information required to be made publicly available in accordance with section 2809 of this title.
      drafter_attestation: 'Verbatim 12 U.S.C. §2810 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 3492bb0c407605d9; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot e9876abbc3422a06: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
    notes_split_to: hmda-12usc-2810-notes
  - id: hmda-12usc-2810-notes
    canonical_id: hmda-12usc-2810-notes
    section: 12 U.S.C. §2810 note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 12 U.S.C. §2810 note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2810&num=0&edition=prelim
      snapshot_id: 3492bb0c407605d9
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:c9c36585b7fa318d9f4b70e8baa9c7031fe4c512705ed4cb2b7be4889c85c52a
      paragraph_quote: (Pub. L. 94–200, title III, § 311, as added Pub. L. 96–399, title III, § 340(c), Oct. 8, 1980, 94 Stat. 1658; amended Pub. L. 98–181, title I [title VII, § 701(a)], Nov. 30, 1983, 97 Stat. 1266; Pub. L. 100–242, title V, § 565(a)(3), Feb. 5, 1988, 101 Stat. 1945; Pub. L. 101–73, title XII, § 1211(c)(2)(D), Aug. 9, 1989, 103 Stat. 525.)
      drafter_attestation: 'Verbatim 12 U.S.C. §2810 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 3492bb0c407605d9; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot e9876abbc3422a06: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
    split_from: hmda-12usc-2810-full

Verbatim regulatory text (2)

Verbatim provisions from HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810 — Disclosure by Secretary; commencement, scope, etc. — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2810

Beginning with data for calendar year 1980, the Secretary shall make publicly available data in the Secretary’s possession for each mortgagee which is not otherwise subject to the requirements of this chapter and which is not exempt pursuant to section 2805(b) of this title (and for each mortgagee making mortgage loans exempted under section 2803(g) of this title), with respect to mortgage loans approved (or for which completed applications are received) by the Secretary for insurance under title I or II of the National Housing Act [12 U.S.C. 1702 et seq., 1707 et seq.]. Such data to be disclosed shall consist of data comparable to the data which would be disclosed if such mortgagee were subject to the requirements of section 2803 of this title. Disclosure statements containing data for each such mortgagee for a primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas shall, at a minimum, be publicly available at the central depository of data established pursuant to section 2803(f) of this title for such primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas. The Secretary shall also compile and make publicly available aggregate data for such mortgagees by census tract, and tables indicating aggregate lending patterns, in a manner comparable to the information required to be made publicly available in accordance with section 2809 of this title.

Source: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810 · source URL · snapshot 3492bb0c407605d9

12 U.S.C. §2810 note — source credit and editorial notes (not statute text)

(Pub. L. 94–200, title III, § 311, as added Pub. L. 96–399, title III, § 340(c), Oct. 8, 1980, 94 Stat. 1658; amended Pub. L. 98–181, title I [title VII, § 701(a)], Nov. 30, 1983, 97 Stat. 1266; Pub. L. 100–242, title V, § 565(a)(3), Feb. 5, 1988, 101 Stat. 1945; Pub. L. 101–73, title XII, § 1211(c)(2)(D), Aug. 9, 1989, 103 Stat. 525.)

Source: 12 U.S.C. §2810 note — source credit and editorial notes (not statute text) · source URL · snapshot 3492bb0c407605d9

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Source of record: https://claudeforcompliance.com/regs/hmda-12usc-2810/ · register hmda-12usc-2810 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.