FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015)
FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication (09/14/2015)
c. Reapplication (09/14/2015) A Mortgagee whose approval is voluntarily withdrawn may re-apply for FHA approval any time after its withdrawal. 10. Voluntary Withdrawal of Title I Lender Contract of Insurance A Title I Lender that does not wish to retain its Title I Contract of Insurance must submit a Change Request for voluntary withdrawal of its Title I Contract of Insurance. a. Standard (05/09/2022) The Title I Lender remains responsible for servicing or selling the Title I Loans that it holds and is authorized to file insurance claims on these Loans, but it cannot otherwise exercise the rights of an FHA-approved Title I Lender. A Title I Lender cannot obtain insurance coverage for new Title I Loans originated under the terminated Title I Contract of Insurance as of the effective date of termination. The Title I Lender is not relieved of the liability to pay future insurance premiums or other obligations owed to HUD. The insurance reserve on Title I Loans previously accepted for insurance is not adversely affected except for Title I Loans involving fraud or misrepresentation. Insurance Reserves earned by the Title I Lender as of the date of termination, under the terminated Title I Contract of Insurance, remain to its credit unless exhausted by filing of claims. I. DOING BUSINESS WITH FHA A. FHA Lenders and Mortgagees (09/20/2021) 10. Voluntary Withdrawal of Title I Lender Contract of Insurance Handbook 4000.1 75 Last Revised: 11/26/2025 b. Required Documentation (05/09/2022) The Title I Lender must submit a Change Request for voluntary withdrawal in the form of a letter, signed by a Corporate Officer, and submitted through LEAP. If applicable, the request must be submitted within 10 business days of the change in the Title I Lender’s status. c. Reapplication (05/09/2022) A Title I Lender whose Title I Contract of Insurance is voluntarily withdrawn may re-apply for a new Title I Contract of Insurance any time after its withdrawal. I. DOING BUSINESS WITH FHA B. Other Participants 1. FHA Appraiser Roster Handbook 4000.1 76 Last Revised: 11/26/2025 B. OTHER PARTICIPANTS 1. FHA Appraiser Roster