FHA Single Family Housing Policy Handbook 4000.1, Part I — d. Investing Mortgagee (06/20/2024)
FHA Single Family Housing Policy Handbook 4000.1, Part I — d. Investing Mortgagee (06/20/2024).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part I — d. Investing Mortgagee (06/20/2024) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part I — d. Investing Mortgagee (06/20/2024)
d. Investing Mortgagee (06/20/2024) i. Definition An Investing Mortgagee is an organization that invests funds under its own control and is not approved as a Supervised Mortgagee, a Nonsupervised Mortgagee, or a Government Mortgagee. ii. Standard An Investing Mortgagee must meet the general approval requirements set forth below and: I. DOING BUSINESS WITH FHA A. FHA Lenders and Mortgagees (09/20/2021) 3. Application and Eligibility Requirements for Approval Handbook 4000.1 5 Last Revised: 11/26/2025 • have staff capable of managing the Mortgagee’s activities relating to its FHA- insured Mortgages; • have an acceptable Business Form; • demonstrate Creditworthiness; and • have an acceptable Funding Program. iii. Activities Authorized An Investing Mortgagee may purchase, hold, or sell FHA-insured Mortgages. An Investing Mortgagee may only service FHA-insured Mortgages if it receives prior approval. iv. Activities Not Authorized An Investing Mortgagee may not originate, underwrite, or close FHA-insured Mortgages in its own name or submit applications for FHA mortgage insurance. 3. Application and Eligibility Requirements for Approval