FHA Single Family Housing Policy Handbook 4000.1, I. DOING BUSINESS WITH FHA > A. FHA LENDERS AND MORTGAGEES > 6. Post-approval Operations — h. Prohibited Payments

hud-4000-1-i-h-prohibited-payments

HUD effective date: 09/14/2015 · section I.A.6 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part I — h. Prohibited Payments (09/14/2015).

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Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, I. DOING BUSINESS WITH FHA > A. FHA LENDERS AND MORTGAGEES > 6. Post-approval Operations — h. Prohibited Payments — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part I — h. Prohibited Payments (09/14/2015)

Effective 2015-09-14 · publisher's stamp for this provision

h. Prohibited Payments (09/14/2015) The Mortgagee, or any of the Mortgagee’s employees, must not pay or receive, or permit any other party involved in an FHA-insured mortgage transaction to pay or receive, any fee, kickback, compensation or thing of value to any person or entity in connection with an FHA- insured mortgage transaction, except for services actually performed and permitted by HUD. The Mortgagee must not pay a referral fee to any person or entity. The Mortgagee is not permitted to: • advance funds to a real estate agent, real estate broker, mortgage broker, or packager as an advance of anticipated commissions on sales to be financed with an FHA- insured Mortgage to be provided by the Mortgagee; • make low interest or no interest Mortgages to a real estate broker, real estate agent, mortgage broker, packager, builder or any other party from whom the Mortgagee accepts proposals involving FHA-insured Mortgages; or • pay a gratuity or make a Gift valued above items that are customarily distributed in the normal course of advertising, public relations, or as a general promotion device, to any person or entity involved in the Mortgagee’s FHA-insured mortgage transactions.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

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