FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Analysis (05/09/2022)
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Analysis (05/09/2022).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Analysis (05/09/2022) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Analysis (05/09/2022)
b. Required Analysis (05/09/2022) The Appraiser must obtain credible and verifiable data to support the application of the three approaches to value. The Appraiser must perform a thorough analysis of the characteristics of the market, including the supply of properties that would compete with the subject and the corresponding demand. If a real property interest is being appraised, the Appraiser must perform a highest and best use analysis of the Property using all valuation approaches and report the results of that analysis. The application of the approaches to value requires that the Appraiser obtain credible and verifiable data to support each approach. Data must be drawn from a collection and storage database that is wholly independent from any individual or organization that has an interest in the Property being appraised. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT F. Appraiser and Property Requirements for Title I Loans 6. Valuation Development – Borrower-Owned Land Handbook 4000.1 1149 Last Revised: 11/26/2025 6. Valuation Development – Borrower-Owned Land