FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES > 5. Property Acceptability Criteria for Manufactured Housing for Title II Insured Mortgages 848 a. Definitions — b. Standard
HUD effective date: 09/14/2015 · section I.B.1 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (09/14/2015).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES > 5. Property Acceptability Criteria for Manufactured Housing for Title II Insured Mortgages 848 a. Definitions — b. Standard — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (09/14/2015)
b. Standard (09/14/2015) The Appraiser must notify the Mortgagee and report a deficiency of MPR or MPS if a Manufactured Home does not comply with the following: • have a floor area of not less than 400 square feet; • was constructed on or after June 15, 1976, in conformance with the federal MHCSS, as evidenced by an affixed HUD Certification Label in accordance with 24 CFR § 3280.11 (Manufactured Homes produced prior to that date are ineligible for insured financing) ; • the Manufactured Home and site exist together as a real estate entity in accordance with state law (but need not be treated as real estate for taxation purposes); • was moved from the factory or dealer directly to the site; • was designed to be used as a dwelling with a permanent foundation built to comply with the PFGMH; • the finished grade elevation beneath the Manufactured Home or, if a basement is used, the grade beneath the basement floor is at or above the 100-year return frequency flood elevation; • the Structure is designed for occupancy as a Principal Residence by a single family; or • the lease meets the requirements of Valuation of Leasehold Interest.
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