FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Foundation Systems (02/16/2021)
FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Foundation Systems (02/16/2021).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Foundation Systems (02/16/2021) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Foundation Systems (02/16/2021)
c. Foundation Systems (02/16/2021) i. New Construction for Manufactured Housing (A) Definition New Construction for Manufactured Housing refers to a Manufactured Home that has been permanently erected on a site for less than one year prior to the case number assignment date. (B) Standard The space beneath the house must be enclosed by a continuous foundation type construction designed to resist all forces to which it is subject without transmitting forces to the building superstructure. The enclosure must be adequately secured to the perimeter of the house and be constructed of materials that conform, accordingly, to HUD MPS (such as concrete, masonry or treated wood) and the PFGMH for foundations. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT D. Appraiser and Property Requirements for Title II Forward and Reverse Mortgages 5. Property Acceptability Criteria for Manufactured Housing for Title II Insured Mortgages Handbook 4000.1 856 Last Revised: 11/26/2025 (C) Required Analysis and Reporting If the Manufactured Home foundation does not meet the requirements for New Construction, the Appraiser must notify the Mortgagee and report the deficiency of the MPR or MPS. ii. Existing Construction for Manufactured Housing (A) Definition Existing Construction for Manufactured Housing refers to a Manufactured Home that has been permanently installed on a site for one year or more prior to the case number assignment date. (B) Standard If the perimeter enclosure is non-load bearing skirting comprised of lightweight material, the entire surface area of the skirting must be permanently attached to backing made of concrete, masonry, treated wood or a product with similar strength and durability. (C) Required Analysis and Reporting If the Manufactured Home foundation does not meet the requirements for Existing Construction, the Appraiser must notify the Mortgagee and report the deficiency in the MPR.