FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES > 4. Valuation and Reporting Protocols — e. Remote Observation

hud-4000-1-ii-e-remote-observation

HUD effective date: 08/19/2024 · section II.D · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Remote Observation (08/19/2024).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES > 4. Valuation and Reporting Protocols — e. Remote Observation — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Remote Observation (08/19/2024)

Effective 2024-08-19 · publisher's stamp for this provision

e. Remote Observation (08/19/2024) i. Definition Remote Observation is a technology-based method that allows the Appraiser to directly observe the Property characteristics, concurrently and in coordination with another individual at the Property. The technology must provide data capture of the observation and include metadata with geocoding for location confirmation. ii. Required Analysis and Reporting All required visual exhibits and photograph images for the applicable scope of work must be included. A Remote Observation option is only available in connection with: • damage inspections in a Presidentially-Declared Major Disaster Area (PDMDA); or • completing the Certification of Completion section of Fannie Mae Form 1004D/Freddie Mac Form 442, Appraisal Update and/or Completion Report, for the reobservation of a Property. When using a Remote Observation technology, the appraisal report must include a certification that states the visual inspection was performed with Remote Observation and the technology verified the location of the Property.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

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