FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES > 5. Property Acceptability Criteria for Manufactured Housing for Title II Insured Mortgages 848 a. Definitions — k. Sales Comparison Approach for Manufactured Housing

hud-4000-1-ii-k-sales-comparison-approach-for-manufactured-housing

HUD effective date: 11/02/2023 · section II.D.6 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part II — k. Sales Comparison Approach for Manufactured Housing (11/02/2023).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES > 5. Property Acceptability Criteria for Manufactured Housing for Title II Insured Mortgages 848 a. Definitions — k. Sales Comparison Approach for Manufactured Housing — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part II — k. Sales Comparison Approach for Manufactured Housing (11/02/2023)

Effective 2023-11-02 · publisher's stamp for this provision

k. Sales Comparison Approach for Manufactured Housing (11/02/2023) i. Required Analysis and Reporting The Appraiser must include a sufficient number of sales to produce a credible value. The Appraiser must include at least two Manufactured Homes in the Sales Comparison Approach (SCA) Grid. ii. Exception For a Manufactured Home certified based on the construction requirements of Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome® program, the Appraiser must include at least two comparable sales with similar certification, when available. If fewer than two comparable MH Advantage® or CHOICEHome® sales are available, the Appraiser must use the most appropriate site-built comparable sales available, and must provide detailed justification to support the Appraiser’s selection of comparable Properties and the adjustments made for dissimilarities to the subject Property. A Manufactured Home certified based on the construction requirements of Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome® programs must have Fannie Mae’s MH Advantage® Sticker or Freddie Mac’s CHOICEHome® Label affixed near the HUD data plate. The Appraiser must include photos of the Fannie Mae’s MH Advantage® Manufacturer Sticker or Freddie Mac’s CHOICEHome® Label in the appraisal report for the Manufactured Home to meet the documentation requirement.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

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