FHA Single Family Housing Policy Handbook 4000.1, III. SERVICING AND LOSS MITIGATION > B. TITLE II INSURED HOUSING PROGRAMS REVERSE MORTGAGES > 1. Servicing of FHA-Insured HECMs — q. Property Maintenance

hud-4000-1-iii-q-property-maintenance

HUD effective date: 04/29/2024 · section III.B.1 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part III — q. Property Maintenance (04/29/2024).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, III. SERVICING AND LOSS MITIGATION > B. TITLE II INSURED HOUSING PROGRAMS REVERSE MORTGAGES > 1. Servicing of FHA-Insured HECMs — q. Property Maintenance — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part III — q. Property Maintenance (04/29/2024)

Effective 2024-04-29 · publisher's stamp for this provision

q. Property Maintenance (04/29/2024) i. Standard Upon becoming aware of a deterioration in the Property’s condition, the Mortgagee must notify the Borrower of the deficiency and provide the Borrower 60 Days to begin to correct the condition of the Property. The Mortgagee must continue to monitor the Property’s condition until repairs are completed. If the Borrower fails to begin to correct the condition of the Property within 60 Days or if the Borrower fails to make satisfactory progress toward repairing the Property, the Mortgagee must proceed in accordance with Due and Payable guidance. ii. Required Documentation The Mortgagee must retain in the Servicing File copies of all: • notices of deterioration of property condition; • notices to the Borrower to correct property condition deficiencies; and • property inspections and photos conducted in addressing the deteriorated Property.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iii-q-property-maintenance/ · register hud-4000-1-iii-q-property-maintenance · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.