FHA Single Family Housing Policy Handbook 4000.1, IV. CLAIMS AND DISPOSITION > A. TITLE II CLAIMS > 5. Post-claim Reviews — b. Standard
HUD effective date: 04/18/2023 · section IV.A.5 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part IV — b. Standard (04/18/2023).
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Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, IV. CLAIMS AND DISPOSITION > A. TITLE II CLAIMS > 5. Post-claim Reviews — b. Standard — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part IV — b. Standard (04/18/2023)
b. Standard (04/18/2023) HUD or its agent may conduct a post-claim review at any time within three years after the claim is paid. This time frame does not apply to or limit enforcement reviews. If the Mortgagee is notified within the three-year period that its claims will be reviewed by HUD or its agent, all claim files must be maintained until completion and final settlement of the review. The Mortgagee must be able to show support for all information entered on the application for insurance benefits. When filing a claim, the Mortgagee is responsible for the completeness and accuracy of the claim submission and for any overpayments identified on claims by HUD. If a question arises regarding the support of an amount reimbursed on an insurance claim, the burden of proof is on the Mortgagee to show that the amount is valid and reasonable.
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