12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable to higher-priced mortgage loans

occ-12cfr-34-202

12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.202 Definitions applicable to higher-priced mortgage loans. Captured section-complete (all subsections verbatim).

Get this register: .xlsx .csv More bundles →

source:
  type: regulation
  id: occ-12cfr-34.202
  authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable to higher-priced mortgage loans
  description: |
    12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.202 Definitions applicable to higher-priced mortgage loans. Captured section-complete (all subsections verbatim).
obligations:
  - id: occ-12cfr-34.202-a
    canonical_id: occ-12cfr-34.202-a
    section: 12 CFR §34.202(a)
    description: 'Definitions applicable to higher-priced mortgage loans — (a): (a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13).'
    type: definition
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
    primary_source:
      tier: 1
      authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
      source_class: ecfr-xml
      source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
      snapshot_id: b9176c4f9bb030c2
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
      paragraph_quote: (a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13).
      drafter_attestation: Verbatim (whitespace-normalized) slice of §34.202 subsection (a) from snapshot b9176c4f9bb030c2; substring-verified.
  - id: occ-12cfr-34.202-b
    canonical_id: occ-12cfr-34.202-b
    section: 12 CFR §34.202(b)
    description: 'Definitions applicable to higher-priced mortgage loans — (b): (b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17).'
    type: definition
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
    primary_source:
      tier: 1
      authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
      source_class: ecfr-xml
      source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
      snapshot_id: b9176c4f9bb030c2
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
      paragraph_quote: (b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17).
      drafter_attestation: Verbatim (whitespace-normalized) slice of §34.202 subsection (b) from snapshot b9176c4f9bb030c2; substring-verified.
  - id: occ-12cfr-34.202-c
    canonical_id: occ-12cfr-34.202-c
    section: 12 CFR §34.202(c)
    description: 'Definitions applicable to higher-priced mortgage loans — (c): (c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).'
    type: definition
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
    primary_source:
      tier: 1
      authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
      source_class: ecfr-xml
      source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
      snapshot_id: b9176c4f9bb030c2
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
      paragraph_quote: (c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).
      drafter_attestation: Verbatim (whitespace-normalized) slice of §34.202 subsection (c) from snapshot b9176c4f9bb030c2; substring-verified.
  - id: occ-12cfr-34.202-d
    canonical_id: occ-12cfr-34.202-d
    section: 12 CFR §34.202(d)
    description: 'Definitions applicable to higher-priced mortgage loans — (d): (d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a). [78 FR 10432, Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013]'
    type: definition
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
    primary_source:
      tier: 1
      authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
      source_class: ecfr-xml
      source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
      snapshot_id: b9176c4f9bb030c2
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
      paragraph_quote: (d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a). [78 FR 10432, Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013]
      drafter_attestation: Verbatim (whitespace-normalized) slice of §34.202 subsection (d) from snapshot b9176c4f9bb030c2; substring-verified.

Verbatim regulatory text (4)

Verbatim provisions from 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable to higher-priced mortgage loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR §34.202(a)

(a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13).

Source: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 · source URL · snapshot b9176c4f9bb030c2

12 CFR §34.202(b)

(b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17).

Source: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 · source URL · snapshot b9176c4f9bb030c2

12 CFR §34.202(c)

(c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).

Source: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 · source URL · snapshot b9176c4f9bb030c2

12 CFR §34.202(d)

(d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a). [78 FR 10432, Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013]

Source: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 · source URL · snapshot b9176c4f9bb030c2