12 CFR §1006.42 — Sending required disclosures (Regulation F)
12 CFR §1006.42 — Sending required disclosures.
Verbatim regulatory text
Verbatim provisions from 12 CFR §1006.42 — Sending required disclosures (Regulation F) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
12 CFR §1006.42 — Sending required disclosures
§ 1006.42 Sending required disclosures. (a) Sending required disclosures —(1) In general. A debt collector who sends disclosures required by the Act and this part in writing or electronically must do so in a manner that is reasonably expected to provide actual notice, and in a form that the consumer may keep and access later. (2) Exceptions. A debt collector need not comply with paragraph (a)(1) of this section when sending the disclosure required by § 1006.6(e) or § 1006.18(e) in writing or electronically, unless the disclosure is included on a notice required by § 1006.34(a)(1)(i) or § 1006.38(c) or (d)(2). (b) Requirements for certain disclosures sent electronically. To comply with paragraph (a) of this section, a debt collector who sends the notice required by § 1006.34(a)(1)(i)(B), or the disclosures described in § 1006.38(c) or (d)(2)(i), electronically must do so in accordance with section 101(c) of the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) ( 15 U.S.C. 7001(c) ). [ 85 FR 76887 , Nov. 30, 2020, as amended at 86 FR 5856 , Jan. 19, 2021]