12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates

reg-z-1026-30

12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB), §1026.30 Limitation on rates. Captured section-complete (all subsections verbatim).

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Verbatim regulatory text (3)

Verbatim provisions from 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR §1026.30

§ 1026.30 Limitation on rates. A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:

Source: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 · source URL · snapshot bb88bb3f55e0b51e

12 CFR §1026.30(a)

(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or (b) In the case of open-end credit, the annual percentage rate may increase during the plan.

Source: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 · source URL · snapshot bb88bb3f55e0b51e

12 CFR §1026.30(b)

(b) In the case of open-end credit, the annual percentage rate may increase during the plan.

Source: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 · source URL · snapshot bb88bb3f55e0b51e

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Source of record: https://claudeforcompliance.com/regs/reg-z-1026-30/ · register reg-z-1026-30 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.