RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 — Exempted transactions

Name: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 — Exempted transactions — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

respa-12usc-2606

RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2606 Exempted transactions. Captured section-complete from Cornell LII (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: respa-12usc-2606
  authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 — Exempted transactions
  description: |
    RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2606 Exempted transactions. Captured section-complete from Cornell LII (verbatim).
  effective_date: '2010-07-21'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot a83118fd8bd2c91e); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: respa-12usc-2606-a
    canonical_id: respa-12usc-2606-a
    section: 12 U.S.C. §2606(a)
    description: 'Exempted transactions — (a): (a) In general This chapter does not apply to credit transactions involving extensions of credit— (1) primarily for business, commercial, or agricultural purposes; or (2) to government or governmental agencies or instrumentalities.'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2606&num=0&edition=prelim
      snapshot_id: a83118fd8bd2c91e
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:e0fff465ee6f0a194b3f3efe58a15faa5306b2138553bb4ed987f0b338c43309
      paragraph_quote: (a) In generalThis chapter does not apply to credit transactions involving extensions of credit— (1) primarily for business, commercial, or agricultural purposes; or (2) to government or governmental agencies or instrumentalities.
      drafter_attestation: 'Verbatim 12 U.S.C. §2606 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot a83118fd8bd2c91e; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot 80ef18ec71eca1e3: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
  - id: respa-12usc-2606-b
    canonical_id: respa-12usc-2606-b
    section: 12 U.S.C. §2606(b)
    description: 'Exempted transactions — (b): (b) Interpretation In prescribing regulations under section 2617(a) of this title , the Bureau shall ensure that, with respect to subsection (a) of this section, the exemption for credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, as prov…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2606&num=0&edition=prelim
      snapshot_id: a83118fd8bd2c91e
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:e0fff465ee6f0a194b3f3efe58a15faa5306b2138553bb4ed987f0b338c43309
      paragraph_quote: (b) Interpretation In prescribing regulations under section 2617(a) of this title, the Bureau shall ensure that, with respect to subsection (a) of this section, the exemption for credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, as provided in subsection (a)(1) [1] of this section shall be the same as the exemption for such credit transactions under section 1603(1) of title 15.
      drafter_attestation: 'Verbatim 12 U.S.C. §2606 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot a83118fd8bd2c91e; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot 80ef18ec71eca1e3: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
    notes_split_to: respa-12usc-2606-notes
  - id: respa-12usc-2606-notes
    canonical_id: respa-12usc-2606-notes
    section: 12 U.S.C. §2606 note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 12 U.S.C. §2606 note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/12/2606
      snapshot_id: 80ef18ec71eca1e3
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:e1cf4f59b10e2c6f4bd88ad3cdfe39a8e1ef8ff2a0f87f8049fadb8bb3b0917f
      paragraph_quote: ( Pub. L. 93–533, § 7 , as added Pub. L. 103–325, title III, § 312 , Sept. 23, 1994 , 108 Stat. 2221 ; amended Pub. L. 104–208, div. A, title II, § 2103(b) , Sept. 30, 1996 , 110 Stat. 3009–399 ; Pub. L. 111–203, title X, § 1098(5) , July 21, 2010 , 124 Stat. 2104 .) [1] See References in Text note below.
      drafter_attestation: Split 2026-09-26 (scripts/split-statute-notes.py) from respa-12usc-2606-b, whose quote ran past the end of 12 U.S.C. §2606(b) into the section's source credit and editorial notes. Verbatim tail of that quote; substring-verified against snapshot 80ef18ec71eca1e3.
    split_from: respa-12usc-2606-b

Verbatim regulatory text (3)

Verbatim provisions from RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 — Exempted transactions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2606(a)

(a) In generalThis chapter does not apply to credit transactions involving extensions of credit— (1) primarily for business, commercial, or agricultural purposes; or (2) to government or governmental agencies or instrumentalities.

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 · source URL · snapshot a83118fd8bd2c91e

12 U.S.C. §2606(b)

(b) Interpretation In prescribing regulations under section 2617(a) of this title, the Bureau shall ensure that, with respect to subsection (a) of this section, the exemption for credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, as provided in subsection (a)(1) [1] of this section shall be the same as the exemption for such credit transactions under section 1603(1) of title 15.

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 · source URL · snapshot a83118fd8bd2c91e

12 U.S.C. §2606 note — source credit and editorial notes (not statute text)

( Pub. L. 93–533, § 7 , as added Pub. L. 103–325, title III, § 312 , Sept. 23, 1994 , 108 Stat. 2221 ; amended Pub. L. 104–208, div. A, title II, § 2103(b) , Sept. 30, 1996 , 110 Stat. 3009–399 ; Pub. L. 111–203, title X, § 1098(5) , July 21, 2010 , 124 Stat. 2104 .) [1] See References in Text note below.

Source: 12 U.S.C. §2606 note — source credit and editorial notes (not statute text) · source URL · snapshot 80ef18ec71eca1e3

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Source of record: https://claudeforcompliance.com/regs/respa-12usc-2606/ · register respa-12usc-2606 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.