SBA SOP 50 10 8.1, A.Ch4.E.3 — Fees for Other Services

SOP 50 10 8.1 A.Ch4.E.3

Effective 2026-10-01 · publisher's stamp for this provision

3. Fees for Other Services a. The CDC may be compensated for other services such as packaging and servicing a 7(a) loan or providing assistance unrelated to the 504 loan program to a small business. Such fees are to be charged pursuant to a written agreement, between the CDC and the entity for which the CDC is providing services, setting forth the roles and relationships of the parties as well as terms and conditions and must be in compliance with SBA Loan Program Requirements. The CDC may not make such assistance a condition of the CDC accepting from a small business an application for a 504 loan. b. CDC referral fees for locating third party financing (13 CFR § 120.926): The CDC may earn a fee for this service provided it is: i. Based upon a contractual agreement between the Third Party Lender paying the referral fee and the CDC; and ii. Not paid by the Borrower or funded from the debenture proceeds. c. Fees associated with technology services (whether developed internally or purchased from a third party) may not be passed on to the Borrower. Examples of technology services fees that may not be passed on to the Borrower include: i. The costs or fees for software or technology used in connection with preparing SBA loan documents, CDC underwriting, or closing the SBA-guaranteed loan; ii. Acquisition costs or fees for licensing software or software platforms to CDCs solely for the purpose of performing administrative functions (not including any underwriting functions), such as generating SBA-required forms; and iii. Fees associated with entities that develop systems or lending platforms to automate the CDC’s internal loan decision making process, including but not limited to the use of basic credit algorithms or data-based scoring/models where the CDC inputs Applicant data in order to determine creditworthiness. Note: SBA does not consider entities providing technology services that do not include underwriting to be Agents. Entities providing technology services that include underwriting are considered to be professional services contractors and must be providing their services to the CDC under an SBA-approved professional services contract. See Paragraph E.6.a, Professional Services Contractors, in this Chapter for more information.

Source: SBA SOP 50 10 8.1, A.Ch4.E.3 — Fees for Other Services · source URL · snapshot 0fb0c4692cf52938